Active
$875,000
0N045 UNDERWOOD Drive
Geneva, IL 60134 · Mill Creek
Explore the Mill Creek neighborhood →- Beds
- 4
- Baths
- 4 full · 1 half
- Sqft
- 3,186
- $/sqft
- $275
- Lot
- 0.271 ac
- Built
- 1999
- Type
- Single Family
- MLS#
- MRD12679991
About this home
Take the keys and move right into this stunning, turn-key residence offering three finished levels of exquisite living space. Capital improvements provide ultimate peace of mind, highlighted by a freshly painted interior and exterior, a high-efficiency furnace & A/C (2023), new gutters with gutter guards, and dual water heaters (2019/2021). Natural light floods the home throughout. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive preparation island, a casual eating area, and sleek NEW LG appliances. The kitchen opens seamlessly to both a voluminous two-story family room anchored by a classic brick fireplace, and a massive rear deck. A private main-floor den serves as the perfect home office or playroom. Upstairs, 4 bedrooms await including the immense primary suite featuring an oversized walk-in closet and a freshly renovated, stylish en-suite bath (2025). The second floor also features a dedicated guest suite with its own private, newly updated bath(2025), plus two additional bedrooms connected by a refreshed Jack-and-Jill bathroom(2025). In total, 4 of the home's bathrooms have been beautifully modernized! The sprawling lower level exponentially expands your footprint, offering a massive recreation room equipped with a wet bar-ideal for family movie nights or a custom man cave. A 5th bedroom with a cedar closet, a full bathroom, and a substantial storage zone completes this versatile level. Step outside to your private outdoor oasis: a sprawling, fenced backyard framed by mature trees, a sizable deck perfect for summer BBQs, and a handy 3-car garage. Enjoy the unbeatable Mill Creek subdivision amenities including two 18-hole golf courses nearby, tennis, pickleball, endless miles of trails for walking/biking and the neighborhood elementary school. Minutes to the Randall Rd Corridor, Downtown Geneva, Metra, I-88, shopping, restaurants and much more. Come create lifelong family memories in this Outstanding Home located in this Amazing Community!
Payment calculator
Estimated monthly cost for this home
20% · $175K
%
Term
$6,018/mo
- Principal & interest
- $4,461
- Property taxes
- $1,301
- Home insurance (est.)
- $255
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $15,614/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Mill Creek Elementary School
304
Middle
Geneva Middle School
304
High school
Geneva Community High School304
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Charles Rutenberg Realty of IL, listed by Bill Deligiannis.
Information last updated Jul 29, 2026, 5:06 AM.
0N045 UNDERWOOD Drive
Geneva, IL 60134
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Full
- Flooring
- Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Gas Cooktop
- Rooms total
- 11
- Window features
- Screens
- Fireplaces total
- 1
- Laundry features
- Main Level, Sink
- Interior features
- Cathedral Ceiling(s), Wet Bar, Built-in Features, Walk-In Closet(s), Quartz Counters
- Fireplace features
- Gas Log, Gas Starter
- Finished basement
- 1093
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