Active
$849,900
0N045 UNDERWOOD Drive
Geneva, IL 60134 · Mill Creek
Explore the Mill Creek neighborhood →- Beds
- 4
- Baths
- 4 full · 1 half
- Sqft
- 3,186
- $/sqft
- $267
- Lot
- 0.271 ac
- Built
- 1999
- Type
- Single Family
- MLS#
- MRD12679991
About this home
Turn-key perfection with over $200k in capital improvements over the last 5 years! This stunning residence located in Mill Creek features three fully finished levels, fresh interior/exterior paint, a high-efficiency furnace & A/C (2023), dual water heaters (2019/2021), and new gutters with guards. Designed for effortless entertaining, the formal living and dining rooms lead to a re-imagined contemporary kitchen (2024) boasting premium quartz countertops, a massive center island, and sleek new LG appliances. The kitchen opens directly to a voluminous two-story family room with a brick fireplace, as well as a large rear deck. A main-floor den serves as an ideal private office. Upstairs, four modern bathrooms (all updated 2025) service four bedrooms, including an expansive primary suite with an oversized walk-in closet, a dedicated guest suite with its own private bath, and a refreshed Jack-and-Jill bath. The fully finished lower level exponentially expands your living footprint with a massive recreation room, wet bar, 5th bedroom with a cedar closet, full bath, and substantial storage. Enjoy a private, fully fenced backyard with mature trees and a 3-car garage. Unbeatable Mill Creek amenities include golf, tennis, pickleball, miles of trails, and an elementary school-just minutes from Downtown Geneva, Metra, I-88, and the Randall Road corridor.
Payment calculator
Estimated monthly cost for this home
20% · $170K
%
Term
$5,964/mo
- Principal & interest
- $4,414
- Property taxes
- $1,301
- Home insurance (est.)
- $248
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.76%, 2026-09-10). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $15,614/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Mill Creek Elementary School
304
Middle
Geneva Middle School
304
High school
Geneva Community High School304
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Charles Rutenberg Realty of IL, listed by Bill Deligiannis.
Information last updated Sep 3, 2026, 5:06 AM.
0N045 UNDERWOOD Drive
Geneva, IL 60134
Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
Get the full disclosure packet, recent comps, and a private showing within 24 hours.
Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Full
- Flooring
- Laminate
- Appliances
- Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Gas Cooktop
- Rooms total
- 11
- Window features
- Screens
- Fireplaces total
- 1
- Laundry features
- Main Level, Sink
- Interior features
- Cathedral Ceiling(s), Wet Bar, Built-in Features, Walk-In Closet(s), Quartz Counters
- Fireplace features
- Gas Log, Gas Starter
- Finished basement
- 1093
Explore Geneva
- Homes for sale in Geneva
- Mill Creek communityMarket trends, FAQs, and every home for sale here
- Geneva Community High SchoolZoned high school - programs, enrollment, and homes nearby
Nearby communities
Thinking of selling?
What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
- Pricing range with comp-by-comp logic
- Pre-list improvements that pay back, and the ones that don't
- No obligation, no spam, no auto-dialer