Fox Lake · Lake County · IL
About the community
Fox Lake sits on the east shore of Pistakee Lake in northern Lake County, anchoring the largest concentration of natural lakes in Illinois, the Chain O'Lakes. The village was incorporated in 1907 after a string of resort owners united around the booming summer tourism trade that drew Chicagoans north by rail. Today Fox Lake is the northwest terminus of Metra's Milwaukee District North line, so commuters can park the boat on Friday afternoon and be at Chicago Union Station in roughly 90 minutes. Single-family homes here run notably more affordable than the Lake County median, with Zillow placing the typical home value around $192,758. The summer scene still defines the town, with 7,100 acres of connected water, lakeside restaurants you can reach by boat, and an extensively renovated Lakefront Park anchoring the downtown shoreline.
~10,978 residents
2020 Census population for the village. Working middle-class commuter base with a heavy summer-population swing.
Chain O'Lakes
Largest concentration of natural lakes in Illinois. 7,100 acres of connected water, 488 miles of shoreline, 15 lakes, 45 miles of river.
Metra MD-N northwest terminus
Fox Lake station is the end of the Milwaukee District North line, 49.5 miles to Chicago Union Station. Inbound trains start here, so seats are easy.
D114 + Grant CHSD 124
Fox Lake Grade School District 114 (K-8) plus Grant Community High School District 124 (9-12). Western neighborhoods fall in Big Hollow District 38.
Median home value ~$192,758
Zillow Home Value Index for Fox Lake. Well below the broader Lake County median, one of the more accessible water-access communities in the county.
Effective property tax ~2.79%
Ownwell reports an average effective rate around 2.79 percent in Fox Lake with a median annual property tax bill near $4,564.
Mineola Hotel
1888 resort hotel at 91 Cora Avenue. National Register listed, the largest wood-frame structure in Illinois. Long-running redevelopment plan ongoing.
US 12 / IL 59 / IL 134
Three state and federal routes meet in town for car commuters heading toward Lake Villa, Round Lake, and McHenry.
Fox Lake hugs the shoreline of three connected Chain O'Lakes water bodies in far northern Lake County, near the Wisconsin border, with US 12, IL 59, and IL 134 meeting in the village core.
Life in Fox Lake is organized around the water. The Chain O'Lakes is the busiest inland recreational waterway per acre in the United States, with 488 miles of shoreline, 15 connected lakes, and 45 miles of river. Residents keep boats on private piers, at marinas, or at slip clubs, and many of the restaurants on the Chain are reachable by boat as easily as by car. Summer weekends bring the annual boat parade, lakeside live music at the new Lakefront Park amphitheater, and crowds at outdoor patios. Winter shifts the scene to ice fishing, ice skating, and cross-country skiing in Chain O'Lakes State Park.
Off the water, Fox Lake functions as a working middle-class commuter village. The Metra MD-N station is the northwest end of the line, which means every inbound train that leaves Fox Lake starts here with an open seat. US 12, Illinois 59, and Illinois 134 meet in town for car commuters heading toward Lake Villa, Round Lake, and McHenry. Homeownership runs at roughly 68 percent and the typical commute is about 34 minutes. The village's K-8 schools fall mostly under Fox Lake Grade School District 114, with the western neighborhoods served by Big Hollow School District 38, and all students continue on to Grant Community High School in Grant CHSD 124.
Neighborhoods
Browse the listings above. Detailed neighborhood pages with market stats, school info, and lifestyle take-downs land here as we roll them out.
Schools
Boundary lines do shift. Always confirm in writing for a specific address before writing an offer.
Fox Lake Grade School District 114
Schools serving the area
D114 serves most of Fox Lake village K to 8. District office at 101 Hawthorne Lane, Fox Lake.
Big Hollow School District 38
Schools serving the area
Single 62-acre campus at Fish Lake and Nippersink Roads in Ingleside. Serves the western portion of Fox Lake along with Lakemoor, Round Lake, and Volo.
Grant Community High School District 124
Schools serving the area
Sole high school district serving Fox Lake village. Grant Community High School offers AP courses, Project Lead The Way curriculum, and 26 sports.
Around town
A handful of the places people who live here actually use. Not a directory.
Lakefront Park
Newly renovated village park at 10 Riverview Avenue with beach, amphitheater, splashpad, indoor and outdoor pickleball, and walking trails.
Chain O'Lakes State Park
6,000-plus-acre Illinois state park with boat rentals, camping, an 18-hole disc golf course, hiking and biking trails, and an archery range.
Famous Freddie's Roadhouse
10,000-square-foot two-story lakeside restaurant and bar on Pistakee Lake with 100-plus boat slips and multiple bars.
Dockers
Pistakee Lake waterfront restaurant accessible by boat or car, known for outdoor dining and a Friday fish fry.
Mineola Hotel
National Register-listed 1880s resort hotel at 91 Cora Avenue. The largest wood-frame structure in Illinois, currently in long-running redevelopment.
Pistakee Marina
Full-service marina on Pistakee Lake offering slips, fuel, boat rentals, and Chain O'Lakes trip planning.
Getting around
By the numbers
Property tax rates vary by exact township and assessor district. Confirm per address before pricing a purchase.
Property tax rate
2.79%
effective avg
Sales tax
8.50%
combined
Median sold price
$240,000
MRED · last 12 mo (211 sales)
Median household income
$70,819
ACS
How Fox Lake got here
Fox Lake's identity was built on the Chain O'Lakes resort era. In the late 1800s the Wisconsin Central Railroad (later the Soo Line, now Metra's MD-N) brought Chicago vacationers north to a wooded shoreline dotted with hotels and cottages. Year-round residents numbered only a few hundred early in the 20th century, but the summer population swelled to an estimated 20,000, supported by roughly 50 hotels and 2,000 cottages. Resort owners banded together and the village was formally incorporated in 1907.
The Mineola Hotel, opened around 1888 at 91 Cora Avenue, became the symbol of that era. At 225 feet long and four stories tall, it is recognized as the largest wood-frame structure in Illinois and is listed on the National Register of Historic Places. The Mineola served vacationers for decades and, during Prohibition, picked up a reputation as a gangster hangout reportedly frequented by Al Capone's crew. The hotel closed as a lodging in 1963, a bar in the basement hung on until 2012, and the long redevelopment saga continues with plans for a new boutique hotel complex that incorporates design elements of the original.
The questions buyers actually ask
The questions I get most from buyers shopping Fox Lake. If yours isn't here, text 815-355-0582, same-day reply.
Nearby
If you’re cross-shopping the area, these are the places that border Fox Lake.
Your local agent
Most agents will list anything. I focus on the communities I actually know, and the details that determine resale value here aren't in the MLS write-up: which lots back to open space, which streets carry the most consistent demand, which floor plans buyers ask for by name, and what each HOA actually covers.
When you're ready to tour or list, you want someone who's walked the streets, talked to the residents, and read the last 50 closed comps in this market specifically. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
Thinking of selling?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.