Subdiview

Winthrop Harbor · Lake County · IL

Homes for sale in Winthrop Harbor.

Active listings
11
Median list
$367K
Avg time on market
10 days
Sold · last year
74
Map data, Mapbox / OpenStreetMap contributors

About the community

Living in Winthrop Harbor.

Winthrop Harbor is the northernmost incorporated municipality in Illinois, tucked into the corner where Lake Michigan meets the Wisconsin line. It is a small village of around 6,700 residents, originally platted in 1899 by the Winthrop Harbor and Dock Company for industrial use and incorporated in 1901, but it never industrialized the way its founders expected. Instead it stayed quietly residential until the 1989 construction of North Point Marina, now the largest marina on the Great Lakes and the main reason most outsiders know the village exists. The trade-off here is straightforward: home prices sit below the Lake County median, but the property tax rate runs over 3 percent, and you are an hour-plus from downtown Chicago whether you drive or take Metra. If you want lake access, a Metra walk-up, and a small-town feel without paying North Shore prices, this is one of the few places on Lake Michigan in Illinois where that math still works.

At a glance

Northernmost village in Illinois

Winthrop Harbor sits directly on the Wisconsin state line, the last incorporated community in Illinois before you cross into Pleasant Prairie.

Home of North Point Marina

The largest marina on the Great Lakes with about 1,500 slips, opened in 1989 and operated by the Illinois DNR.

Lake Michigan beachfront

Direct access to the North Unit of Illinois Beach State Park and North Point Marina Beach.

Metra UP-N station

Second-to-last stop on the Union Pacific North line. Trains terminate at Chicago Ogilvie (OTC).

Population ~6,705

Per the 2020 Census, with median age around 51, reflecting an older, settled homeowner base.

Two-district feed

Winthrop Harbor School District 1 covers K-8 (Westfield K-4, North Prairie 5-8), then students attend Zion-Benton Township HSD 126.

Spring Bluff Forest Preserve

A Lake County Forest Preserves site protecting beach-ridge dune habitat and designated a Ramsar Wetland of International Importance.

Median home value ~$289K

Well below the Lake County median. Effective property tax rate around 3.27 percent per Ownwell.

What’s close

Winthrop Harbor occupies the northeast corner of Illinois, bounded by Lake Michigan on the east, the Wisconsin state line on the north, Zion to the south, and unincorporated Newport Township farmland to the west.

Lake Michigan shoreline
Forms the entire eastern edge of the village, with North Point Marina and the North Unit of Illinois Beach State Park covering most of the waterfront.
Wisconsin state line
The northern village boundary, putting Pleasant Prairie and Kenosha minutes away by car.
Sheridan Road (IL Route 32)
The main north-south arterial through the village, connecting to Zion, Waukegan, and the rest of the North Shore.
Russell Road / Kenosha Road
Major east-west corridors that connect to I-94 about six miles west.
7th Street and 9th Street
Internal east-west streets running from Sheridan Road inland through the residential core to the schools and parks.
I-94 access
Roughly six miles west via Russell Road, providing the main commuter route south to Chicago and north to Milwaukee.

What it’s actually like to live here

Life in Winthrop Harbor revolves around the lake and the village's small residential grid. North Point Marina draws boaters, anglers, and weekend visitors from May through October, and The Tropics restaurant at the marina is the closest thing the village has to a destination dining room with live music on weekends and a patio over the water. Spring Bluff Forest Preserve and Illinois Beach State Park's North Unit give residents thousands of acres of dune, prairie, and beach to walk through, and birders use the area heavily during migration. The housing stock is overwhelmingly detached single-family, and lots run larger than what you find in Waukegan or Zion immediately south.

The trade-offs are real. The property tax rate is high (median effective rate around 3.27 percent per Ownwell, well above the Lake County average), grocery and big-box shopping is mostly across the border in Pleasant Prairie or south in Gurnee, and the commute to downtown Chicago is over an hour either way. There is no walkable downtown commercial district. The village is residential first, with retail concentrated along Sheridan Road and across the state line. For buyers willing to accept that, the payoff is Lake Michigan access, a Metra station, and home prices that still sit below the Lake County median.

Neighborhoods

Detailed Winthrop Harbor community pages coming soon.

Browse the listings above. Detailed neighborhood pages with market stats, school info, and lifestyle take-downs land here as we roll them out.

Schools

Districts serving Winthrop Harbor.

Boundary lines do shift. Always confirm in writing for a specific address before writing an offer.

  • D1Grades Pre-K – 8

    Winthrop Harbor School District 1

    Schools serving the area

    • Westfield School (K-4)
    • North Prairie Junior High School (5-8)

    Covers the entire village of Winthrop Harbor for elementary and middle grades.

  • D126Grades 9 – 12

    Zion-Benton Township High School District 126

    Schools serving the area

    • Zion-Benton Township High School
    • New Tech High @ Zion-Benton East Campus

    Serves about 2,150 students from Winthrop Harbor, Zion, Beach Park, and portions of Wadsworth. North Prairie Junior High feeds directly into ZBTHS.

From the neighborhood

Real local creators on TikTok. Tap a tile to play it right here.

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Sunday, April 19th from noon to 4pm at Sew Hop'd Brewery in Huntley, Il The Metaphysical Market, hosted by Paranormal Chicago! You can find me there! #withloveproducts #supportsmallbusiness #parano

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Getting around

Commute + transit from Winthrop Harbor.

MetraUP-N line
  • Stations: Winthrop Harbor
  • Terminal: Chicago Ogilvie (OTC)
  • Distance: 52 miles to downtown Chicago
DriveBy car
  • Routes: IL 32 (Sheridan Road) · Russell Road · I-94 (Tri-State, ~6 mi west)
  • Downtown Chicago: ~61 min
  • Milwaukee: ~54 min
  • Waukegan: ~17 min
  • Kenosha, WI: ~15 min

By the numbers

Winthrop Harbor taxes + market stats.

Property tax rates vary by exact township and assessor district. Confirm per address before pricing a purchase.

Property tax rate

3.27%

effective avg

Sales tax

7.00%

combined

Median sold price

$312,500

MRED · last 12 mo (74 sales)

Median household income

$94,221

ACS

How Winthrop Harbor got here

A bit of history.

The land that became Winthrop Harbor was first eyed for development in 1883 by J. H. Van Vlissingen, but nothing came of it. In 1899 the Winthrop Harbor and Dock Company purchased over 2,000 acres just south of the Wisconsin state line with the intent of building an industrial harbor town. The village incorporated in 1901, a year before its southern neighbor Zion was founded by John Alexander Dowie as a religious utopian community. The harbor and industrial vision never materialized at scale, and Winthrop Harbor settled into the role of a small lakefront residential village through most of the twentieth century.

The defining modern event for the village was the 1989 opening of North Point Marina, a State of Illinois facility built on what is now considered the largest marina on the Great Lakes with roughly 1,500 slips. The marina effectively gave the village the identity its founders had imagined nearly a century earlier, just recreational instead of industrial. Spring Bluff Forest Preserve and the adjacent North Unit of Illinois Beach State Park preserved much of the surrounding shoreline as protected dune and wetland habitat, locking in the village's small footprint. Today Winthrop Harbor remains primarily single-family residential, with the marina, the lake, and the state park drawing most of its visitor traffic.

The questions buyers actually ask

Winthrop Harbor FAQ

The questions I get most from buyers shopping Winthrop Harbor. If yours isn't here, text 224-385-8779, same-day reply.

What school district is Winthrop Harbor in?
K-8 students attend Winthrop Harbor School District 1, with Westfield School for grades K-4 and North Prairie Junior High for grades 5-8. High school students go to Zion-Benton Township High School District 126, which also pulls from Zion and Beach Park.
How long is the commute to downtown Chicago?
About 60 to 70 minutes by car via I-94 in normal traffic, and roughly 90 minutes on the Metra UP-N line from the Winthrop Harbor station to Ogilvie Transportation Center. The village is the second-to-last stop on UP-N, so you get a seat but you also pay for the longest zone fare.
How high are the property taxes?
The median effective rate is about 3.27 percent per Ownwell, which is above the Lake County average and well above the national average. On a $289,000 home that pencils out to roughly $9,400 a year before exemptions, though the actual median bill is closer to $6,800 because of homestead and senior exemptions.
Is there public transit beyond Metra?
Metra UP-N is the main option. There is no Pace bus service running through the village itself. Most residents drive for daily errands, with major shopping in Pleasant Prairie, Kenosha, or Gurnee.
Is Winthrop Harbor worth it compared to Zion or Beach Park?
It depends on what you are optimizing for. Winthrop Harbor has direct lake access, the Metra station, and a smaller population than either neighbor, but property taxes are higher and the housing stock is older and more limited. Zion has a slightly larger commercial base and lower median home prices. Beach Park is more spread out and unincorporated in places. If lake access and the Metra walk-up matter, Winthrop Harbor is the pick. If you just want the lowest tax bill, look south.
What's the weather like being right on the lake?
Lake effect cools the village noticeably in summer compared to inland Lake County, and adds wind and lake-effect snow in winter. The shoreline keeps spring later than inland but extends fall comfortably.

Nearby

Towns next to Winthrop Harbor.

If you’re cross-shopping the area, these are the places that border Winthrop Harbor.

Your local agent

Joe knows Winthrop Harbor

Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.

When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.

  • Licensed Illinois broker
  • Comp-driven pricing
  • Winthrop Harbor specialist
  • Honest local market take
  • Brokerocity

Thinking of selling?

What's your home actually worth?

Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.

  • Pricing range with comp-by-comp logic
  • Pre-list improvements that pay back, and the ones that don't
  • No obligation, no spam, no auto-dialer

Get a real valuation