$374,900
Elgin, IL 60120
Full of potential and offering an impressive amount of space! This 5-bedroom, 3-bath brick veneer ranch offers a wonderful combination of space, versatility, and energy efficiency. The main level features bright, welcoming living areas, three generously sized bedrooms, including a primary bedroom with its own private full bath, plus a flexible bonus room ideal for a home office or additional living space, and the convenience of first-floor laundry. The finished basement significantly expands the living space with two additional bedrooms PLUS two flex rooms, a kitchenette, and a second laundry area-providing plenty of options for guests, recreation, a home gym, hobbies, or additional workspace. Step outside to enjoy the spacious backyard and deck, perfect for entertaining, relaxing, and outdoor gatherings. An oversized 2-car attached garage and storage shed provide plenty of additional storage. A newer solar panel system adds energy-efficient appeal and the potential for long-term utility savings. Conveniently located near parks, shopping, dining, schools, and major commuter routes. The home is assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With its flexible floor plan, generous living space, and room to grow, this home offers plenty of potential for its next owner to add their personal touches and make it their own. Welcome home!
Estimated monthly cost for this home
$2,611/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.95%, 2026-09-17). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2024 property taxes | $6,195/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Lincoln Elementary School
46
High school
Elgin High School46
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of GREAT HOMES REAL ESTATE, INC., listed by Monica Morales.
Information last updated Sep 21, 2026, 11:17 PM.
904 Chippewa Drive
Elgin, IL 60120

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.