Active
$1,249,000
38 Holly Avenue
Fox Lake, IL 60020
- Beds
- 3
- Baths
- 4 full · 1 half
- Sqft
- 4,719
- $/sqft
- $265
- Lot
- 0.411 ac
- Built
- 1988
- Type
- Single Family
- MLS#
- MRD12712635
About this home
FULLY FURNISHED & EXTENSIVELY UPDATED, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE TURNKEY LAKE HOME with a private boat slip, shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of included amenities. Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, and private entrance ideal for multigenerational living or extended guests. The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay. Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates, while adding designer furnishings, premium window treatments, & recreation amenities. The sale includes a nearly new 2024 Crest DLX240 tritoon, electric boat lift, golf cart, Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & more, delivering a fully established Chain O'Lakes lifestyle with the home, furnishings, recreation, & recent improvements already in place.
Payment calculator
Estimated monthly cost for this home
20% · $250K
%
Term
$8,657/mo
- Principal & interest
- $6,368
- Property taxes
- $1,825
- HOA
- $100
- Home insurance (est.)
- $364
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $21,896/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Lotus School
114
Middle
Stanton School
114
High school
Grant Community High School124
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Better Homes and Garden Real Estate Star Homes, listed by Jim Starwalt.
Information last updated Jul 27, 2026, 8:44 PM.
38 Holly Avenue
Fox Lake, IL 60020
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Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air, Sep Heating Systems - 2+
- Basement
- Finished, Exterior Entry, Rec/Family Area, Sleeping Area, Walk-Up Access, Full
- Flooring
- Hardwood
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Water Softener Owned, Humidifier
- Rooms total
- 13
- Door features
- Mirrored Closet Door(s), Atrium Door(s), Lever Style Door Handles, 6 Panel Door(s)
- Window features
- Screens, Shades, Window Treatments
- Fireplaces total
- 3
- Laundry features
- Main Level, In Unit
- Interior features
- Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Paneling, Quartz Counters
- Fireplace features
- Wood Burning, Gas Starter