$500,000
Fox Lake, IL 60020
Perched in a welcoming island community where you can drive right to your front door, this charming Chain O'Lakes cottage offers the perfect blend of year-round comfort and weekend escape. Best of all, you'll enjoy the peace of mind that comes with being high and dry, outside of the flood zone, embracing the waterfront lifestyle you've been dreaming about without the worry. Step inside to discover a freshly painted interior where the kitchen flows effortlessly into the open-concept living and dining areas. Expansive waterfront views create a stunning backdrop, while hardwood floors and a cozy fireplace add warmth and character, making every season enjoyable. Just outside, a spacious deck invites you to relax with your morning coffee, entertain friends, or unwind after a fun day soaking up fun and sun on the water. The thoughtfully designed floor plan features three bedrooms and two full baths, including a private primary suite occupying its own level. This peaceful retreat offers a generously sized bedroom, an en suite bath, and the added convenience of a washer and dryer on the same floor. Life on the Chain is all about making memories, and this property is ready for adventure from day one. The pier and boat lift are included, allowing you to head out on the water whenever the mood strikes. A waterfront shed provides the perfect place to store kayaks, paddleboards, fishing gear, and other lake toys, while the detached garage offers additional storage. Beyond your backyard, you'll love being just moments from one of the area's favorite gathering spots-Lakefront Park. Spend summer evenings enjoying Friday night concerts, cool off at the splash park, relax on the sandy beach, or watch spectacular fireworks that make this location even more special. Whether you're searching for a full-time waterfront residence or the perfect Chain O'Lakes getaway, this home offers the rare opportunity to enjoy the best of lake living in a close-knit community with all the conveniences of driving directly to your island home. Come experience the lifestyle that makes every day feel like a vacation.
Estimated monthly cost for this home
$3,219/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $6,284/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Lotus
114
Middle
Stanton
114
High school
Grant Community High School124
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Stellar Results Realty, listed by Tracy Stella.
Information last updated Jul 25, 2026, 9:56 PM.
176 Riverside Island Drive
Fox Lake, IL 60020

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.