$385,000
Elgin, IL 60120
Beautifully maintained 5-bedroom, 3 bath brick veneer ranch offers the space, flexibility, and energy efficiency today's buyers are looking for. The main level features bright, welcoming living areas, three generously sized bedrooms, a versatile bonus room ideal for a home office or flex space, and a convenient first-floor laundry area. The finished basement significantly expands the home's living space with 2 bedrooms and 2 additional bonus rooms, a kitchenette, and a second laundry area-perfect for related living, guest accommodations, a home gym, recreation, or additional workspace. Continue outside to a spacious backyard deck designed for entertaining, along with an oversized 2-car attached garage and a spacious storage shed. A newer solar panel system adds exceptional energy efficiency and the potential for long-term utility savings. Ideally located near parks, shopping, dining, schools, and major commuter routes, this move-in-ready home is also assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With versatile living spaces, modern updates, and room to grow, this home offers exceptional value and endless possibilities. Welcome home!
Estimated monthly cost for this home
$2,608/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.66%, 2026-08-27). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2024 property taxes | $6,195/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Lincoln Elementary School
46
High school
Elgin High School46
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of GREAT HOMES REAL ESTATE, INC., listed by Monica Morales.
Information last updated Aug 12, 2026, 5:22 PM.
904 Chippewa Drive
Elgin, IL 60120

Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
Get the full disclosure packet, recent comps, and a private showing within 24 hours.
Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.