$405,000
Elgin, IL 60123
Classic charm meets everyday comfort in this well-maintained 4 bedroom, 2.5 bath Colonial home in the desirable Valley Creek neighborhood of Elgin. Set on a beautifully landscaped lot with mature trees, an inviting front porch and a welcoming community atmosphere, this home is conveniently located within walking distance of parks and the local elementary school. The main level features a spacious living room, formal dining room, eat-in kitchen and a large family room anchored by a cozy gas log fireplace, creating an ideal space for relaxing or entertaining. Upstairs, you'll find four generously sized bedrooms, including the primary suite with its own private bath. An attic fan provides added ventilation and comfort. The partially finished basement expands the living space with a rec room, laundry area, crawlspace storage and plenty of flexibility for a home office, gym or additional storage. Outside, enjoy the backyard deck, patio and storage shed, plus a separate electrical hookup and dedicated breaker that could accommodate a future hot tub or other outdoor features. A 2-car attached garage adds everyday convenience, while thoughtful updates including a smart thermostat, new roof in 2023 and windows approximately eight years old provide added peace of mind in this move-in ready home.
Estimated monthly cost for this home
$2,837/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| Listed Jul 16, 2026 | $405,000 |
| 2025 property taxes | $7,843/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Creekside Elementary School
46
Middle
Kimball Middle School
46
High school
Larkin High School46
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of One Source Realty, listed by Matthew Kombrink.
Information last updated Jul 22, 2026, 5:06 AM.
2130 Valley Creek Drive
Elgin, IL 60123

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.