Subdiview

Approved and under site work in Coconut Creek, FL

MainStreet at Coconut Creek

A walkable downtown district on former farmland between Sample Road and Wiles Road

Approved, under site work, and selling from plans, with nothing built above ground yet. Two things you will not get from a sales desk: this land carries a community development district, rare in Broward, charging an annual assessment outside the millage rate you are quoted, and because it has issued no bonds yet, that amount does not exist as a number today. The for-sale program is about 780 homes, not the larger figure in the trade press. Every figure here is as of October 2026.

For-sale homes
About 780
Acres
About 170
District
Yes, amount unset
Homes standing
None yet

At a glance

Mainstreet fast facts

Figures below come from the adopted city instruments, the city permit record, the county property roll and its certified millage table, the district's own audited annual filing with the state, the federal flood layer queried across all nineteen parcel polygons rather than at a single point, the federal claims record, the official school boundary layer, and the builder's own pages for every price.

What it is
A master-planned walkable downtown district on former farmland
Builder marketing name
Lennar calls it simply Mainstreet
Area
North of Sample Road, west of Lyons Road, south of Wiles Road, east of State Road 7
City
Inside the city limits of Coconut Creek, confirmed on the tax roll
Size
About 170 acres, and published figures vary
For-sale homes approved
About 780, the city's own figure
Product mix
296 condominiums plus 484 townhomes and villas
Separate rental block
472 apartments, approved under its own instrument, not for sale
Retail
About 80,000 square feet, grocery-anchored as reported
Approval
Plat, development agreement, district and seven site plans all adopted across 2024 and 2025
Community development district
Yes. About 183 acres, developer-controlled, no bonds issued yet
Vertical builder selling
Lennar, from published plan prices
Second builder
13th Floor is publicly identified for the condominium block, in its approvals phase
Homes standing
None. The county roll still shows agricultural land
Model home
None. Every listed home is marked coming soon
Site work
Earthwork, clearing, tree and sewer permits open and active
Total millage
20.9953 mills for this taxing district, 2025 certified
Flood
13 of 19 parcels entirely outside the special flood hazard area, 6 part inside
Schools
Winston Park Elementary, Lyons Creek Middle, Monarch High
District assessment per home
No figure exists yet. No bonds have been issued

Unresolved, ask before you buy

Vertical building permit
None we could locate. Site-work permits only

Unresolved, ask before you buy

Association dues
No figure published for any product type

Unresolved, ask before you buy

Condominium pricing
None published by any builder

Unresolved, ask before you buy

Recorded plat book and page
We could not locate one

Unresolved, ask before you buy

Location: open the area in Google Maps.

Start here

There is a community development district on this land

Read this before anything about floor plans. This land sits inside a community development district, created by adopted city ordinance in spring 2025 over roughly 183 acres. It levies an annual assessment on your home, it arrives on the same bill as your property taxes, it sits outside the millage rate anyone quotes you, and your homestead exemption does not reduce it by a cent. It matters more here than almost anywhere in Florida, because Broward County is largely free of these districts, so a Broward buyer has no habit of asking.

Now the part that makes it urgent rather than merely interesting. As of its most recent audited annual filing the district has issued no bonds at all and reports only that it is in discussion to issue them, so the per-home annual assessment does not exist yet as a number. It is chartered against roughly 82 to 84 million dollars of stormwater, water, sewer, roadway, landscaping and public parking work, phased from late 2025 through 2028. That is the scale of the job, not your share of it.

Which gives you the most important sentence on this page. A sales desk that quotes you an all-in annual cost of ownership here today is quoting a figure it cannot know. Your share depends on the bond par amount, the term, the rate and the method allocating cost between for-sale homes, apartments and commercial land. None of the four is fixed.

So demand three things in writing before you sign. The district's proposed assessment methodology report, the proposed bond sizing with its term and rate, and the estimated annual debt and operations assessments for your product type and homesite. Note too that the district is developer-controlled, its five supervisors elected by property owners from the development side.

What is actually approved

About 780 for-sale homes, and a separate rental block

Start with the count, because the figure in circulation is wrong. The for-sale program is approximately 780 homes. That is the city's own figure and the exact sum of the seven adopted residential site plans, of which 296 are condominiums and 484 are townhomes and villas. A larger total, or an oddly precise townhome and villa split, cannot be reconciled with those plans.

Be clear-eyed about the product. This is a downtown district rather than a subdivision: attached two-story townhomes on compact lots with shared walls, villas, mid-rise condominiums, on-street parking by design, and about 80,000 square feet of retail woven through it. If you are picturing detached homes on large lots, picture something else.

One fact you will not hear at a sales desk. A separate block of 472 rental apartments is part of the wider development, approved under its own instrument, in five five-story buildings. It is not part of the for-sale program and must not be added to the 780. Rental neighbours are coming. Better to know it than discover it.

Two notes to close. Six different acreage figures exist for this project, from about 135 to about 200, measuring different things, so we publish about 170 acres and tell you published figures vary rather than averaging them. The city has also created a workforce homebuyer assistance program covering these roughly 780 homes, whose per-buyer amount and income limits were not disclosed. Ask about it by name.

Where it stands

Approved and moving, with nothing built above ground

The approval side is genuinely settled. Across 2024 and 2025 the city adopted the plat resolution, a development agreement ordinance in mid-2025, the district ordinance, and seven residential site-plan resolutions covering every for-sale block. Nothing residential awaits a hearing. This is an approved project.

Above ground, nothing exists. The county roll still carries the whole holding as agricultural land with essentially no building value on it, which is exactly what a farm not yet built on looks like. Site work is real: earthwork, clearing and grubbing, tree work and sewer permits are open and active on the internal spine road. That horizontal phase is where this project is.

Here is a finding we will state plainly rather than bury. We could not locate an issued vertical residential building permit for any home here, any certificate of occupancy, or a recorded plat book and page. Be fair about that: the index we searched is organised by street name and this project's internal streets are not in it yet, so it is a strong negative rather than proof. Site-work permits are open; the homes themselves are not yet permitted so far as we could see.

Pricing is published, and we take it only from the builder. Lennar's Indigo collection of two-story townhomes starts in the mid 540,000s and its Sapphire collection, the largest offered, starts at about 600,000 dollars, both as published on the builder's own collection pages and read in October 2026. Topaz and Emerald are shown as coming soon with no published price. Those are as-published figures, subject to change.

And this shapes how you should visit. There is no model home. All eleven homes currently listed are marked coming soon, there is no move-in-ready home, there is no finished street, the welcome centre operates by appointment only, and homes are identified by homesite number rather than street address. You would buy from plans, so the most valuable thing to collect now is numbers.

Find out what this will really cost per year

Published plan prices exist. The district assessment that will sit on top of them does not exist yet. We will get you the current price sheet, the district's proposed assessment methodology and bond sizing, and the association budget.

Get pricing & incentives

If you are looking at the condominiums

Four stories starts a compliance clock

The condominiums are a different purchase from the townhomes. One block is approved as six four-story condominium buildings, and because four habitable stories clears Florida's three-story threshold, those buildings will fall under the state's milestone inspection regime and the structural integrity reserve study requirement. Both drive mandatory reserve funding through your monthly dues. Because the site is roughly seven miles inland, the thirty-year milestone clock applies rather than the twenty-five-year coastal one, running from the original certificate of occupancy and repeating every ten years.

Two restrictions are material if renting is part of your plan. Buyers are expected to live in the unit for one year before renting it out, and there are restrictions on short-term rentals, with the association to set the specific policies. Get the declaration and its rental article first. No dues figure is published for any product here, and you would insure only your interior, with the building under a master policy whose wind cost returns through the dues.

One correction on who is building it. 13th Floor is publicly identified as the developer of the condominium block's 124 homes. It is not only the land developer, and it is selling nothing there, describing the project on its own page as in its approvals phase, so no condominium price is published by any builder.

Measured across every parcel

Flood is a lot-by-lot answer here

We queried the federal flood layer against all nineteen parcel polygons rather than dropping one pin in the middle. Thirteen of the nineteen are mapped entirely outside the special flood hazard area. Six contain some land mapped inside it, four of those reaching a base flood elevation of fourteen feet and two reaching thirteen feet, and all six also contain land mapped outside. The hazard follows drainage edges rather than blanketing whole parcels.

So a site-wide flood answer for this community is useless. Most of the land is clear, some is not, and which one your homesite falls on is a question only a determination on that homesite can answer. Anyone telling you the whole community is inside or outside the hazard area is overstating the map.

There is a second reason to insist on lot-specific work. The homesites do not exist yet as finished lots. They will be newly graded and platted, so the determination that governs your mortgage and premium is the one on the post-construction elevation certificate. Ask for it, and for the finished floor elevation relative to the crown of the street.

On the claims record, read both measures. For the local ZIP the heaviest single month on record is about nineteen per cent of every claim ever filed there, in September 2017, against a heaviest calendar year of about twenty-one per cent, in 2017. Countywide the heaviest single month is about seventeen per cent, in October 1999, against a heaviest calendar year of about nineteen per cent, in 1999. Through the most recent data freeze, none are recorded for the current year.

And here is the fact that should change your behaviour. This county's third-worst claim month on record is April 2023, a rainfall event rather than a hurricane or a coastal surge, and much of that damage fell outside the mapped hazard area. Being mapped outside removes the federal mandate, not the water. If your homesite comes back clear, price flood cover anyway at the preferred rate.

The geography, honestly

Four arterials, a butterfly capital, and the schools correction

The access here is the genuine strength, and it comes from the shape of the site. The land is framed by four arterials: Sample Road on the south, Lyons Road on the east, Wiles Road on the north and State Road 7 on the west, which for a footprint this size is unusually good. The Turnpike and the Sawgrass Expressway both feed off this corridor.

We are not publishing drive times, because we do not have them. Everything we measured is straight-line distance, and the signals the finished community will need on these arterials are not installed yet, with the developer bonded to install them. Drive Sample Road and Lyons Road at the hour you actually would.

What is adjacent is a mix, and you should see all of it. An established open-air shopping centre sits immediately north-east on Lyons Road, a high school is a short walk north, and a round-the-clock casino destination is close enough to count as a traffic and lighting consideration. On the other side of the ledger, this genuinely is the butterfly capital and the world's largest butterfly aviary is a short hop west on Sample Road. Parks, open space and a private clubhouse were separately approved inside the project.

On schools, this is a correction and the verified answer. The official district boundary layer returns Winston Park Elementary, Lyons Creek Middle and Monarch High, unanimously across all nineteen parcels with no split anywhere on the site. Third-party sources push a different elementary school for this area and they are wrong. The assigned schools are also not the nearest ones. Confirm the assignment for the exact address in writing with Broward County Public Schools anyway, because districtwide boundaries move and hundreds of homes plus hundreds of apartments delivering students is exactly the pressure that moves them.

Running costs

The millage, the year-one trap, and your insurance

Start with the rate that applies to this land rather than a city-wide average. The taxing district these parcels sit in carried a certified total of 20.9953 mills on the most recent final table, including county operating, school operating and debt, a children's services levy, the hospital district and a city operating levy of 6.8988 mills. That is the actual district, not a median effective rate applied to new construction, which we will not publish for a community with no finished homes.

Now the trap that catches new-construction buyers every year. Florida assesses as of the first of January, so a home not finished on that date is taxed on the land only, and this land currently carries an agricultural classification worth a nominal amount per tract. Your first tax bill will be a small fraction of the real one. The second or third bill reflects a finished house, so budget from the steady-state number. Two mechanics compound that step up: the homestead assessment cap only begins after the first year your homestead is established, so there is no cap protection on the first jump, and homestead is not automatic on purchase, so you must apply by the first of March in the year following occupancy.

On the exemption itself the arithmetic is widely misstated. The total Florida homestead exemption for 2026 is 51,411 dollars, being the first 25,000 plus an additional 26,411. That total is set statewide by Florida law and adjusted annually, not by the county, and only the first 25,000 reaches the school levies, which are close to a third of the millage here. That is why the saving at these prices is worth hundreds of dollars a year rather than thousands.

Insurance is the one line where being first helps. New construction in Florida is the most favourably rated housing stock there is for wind, because the windstorm portion of a premium is driven by the mitigation report, and a new build typically earns near-maximum credit on roof covering, deck attachment, roof-to-wall connection, roof geometry, secondary water resistance and opening protection all at once. Impact-resistant glazing is specified across the collections. Two caveats: roof age is the dominant underwriting variable in this state and that credit erodes as the roof ages, and we have no defensible premium figure here, so get real quotes.

The honest case against

What is genuinely worse about buying here

You are buying into a construction site, for years. The infrastructure schedule alone runs from late 2025 into 2028, and that is only the horizontal work: the commercial blocks, the condominiums, the rental block and two unreleased townhome collections come after. Mud, haul routes, dust and detours are the normal condition of an early homesite here.

Density is the deal rather than a surprise inside it. Roughly 780 for-sale homes plus 472 rental apartments in five-story buildings, plus retail including a drive-through restaurant, on about 170 acres, is a downtown. Add four arterials on the edge, a high school's morning queue and a round-the-clock casino nearby. Commissioners themselves raised livability questions during approvals.

Then the carrying-cost stack and the resale question. Expect a master association plus sub-associations across townhome, villa and condominium products, a clubhouse to fund, governance controlled by the developer until turnover, no published dues figure, and a district assessment nobody can size. On resale, an early buyer needing out in years two to five competes against the builder's own new inventory, which can discount in ways a private seller cannot.

Finally, two name problems worth five seconds. The Promenade at Coconut Creek is a different, already-operating shopping centre nearby and this community is not replacing it, though one trade publication filed its coverage under a Promenade-shaped web address. Aggregators also misfile this community under Pompano Beach and Delray Beach, and both are wrong. Most buyers simply type Mainstreet, the builder's marketing name, which is why we carry it alongside the formal one.

What you need to know

How to buy MainStreet at Coconut Creek without leaving money on the table

The person at the builder's sales desk works for the builder. You can have a Florida agent on your side instead, reading the contract line by line and pushing for every incentive, upgrade and closing-cost credit the builder will give. It costs you nothing: on new construction the builder already budgets your agent's fee whether you bring one or not. The catch is timing. You usually need your own agent from the very first contact, or the builder will not recognize them. Start here and we will set it up.

On a community selling from plans, the leverage is in the paperwork. There is nothing built to walk and no model to compare against, so what you are negotiating is a contract, a specification and a price sheet. Ask what it says about delays, about specification substitutions, and about your deposit if the schedule moves. Ask whether the price is locked at contract or later, in writing.

There are four questions here that no visit will answer. The district's proposed assessment methodology and the bond sizing behind your annual assessment, the association budget and dues for your specific product, a flood determination and finished floor elevation for the exact homesite, and the school assignment confirmed in writing by the district. Get pricing and those four answers together, because any one of them moves the real annual cost of owning here by more than a negotiation will.

Treat the brand as a starting point rather than an answer. Ask who administers the warranty, whether it is a third-party policy or the company's own promise, and whether it transfers on resale. We did not search Florida regulatory enforcement records or civil dockets for any builder, developer or land-holding entity connected to this community, so read the absence of any such note as unchecked rather than clean.

The rest is the same everywhere: hire your own independent inspector at pre-drywall, again at the final walkthrough, and once more before the one-year warranty expires. And because part of this land is mapped inside the special flood hazard area while most is not, price flood cover on your specific homesite.

Subdiview is not affiliated with, endorsed by, or sponsored by Lennar, 13th Floor, any homebuilder selling in Mainstreet, any developer of Mainstreet, the Mainstreet community development district, the City of Coconut Creek, or Broward County. The builder and developer are identified here because they are the builder and developer of this community, which is a statement of fact and not a representation of any relationship. Community names and marks are the property of their respective owners and are used for identification only. Subdiview is operated by a real estate broker licensed in Illinois. We are not your agent, we do not represent you, and we perform no real estate brokerage services in this state. No one at Subdiview is licensed in this state. If you contact us about this community, your information is referred to a real estate professional licensed in the state where the property is located, who will contact you directly. We are compensated by that professional's brokerage, not by you. We did not search civil dockets. Pricing, plans, inventory, district, tax, flood, school and approval details on this page carry the dates shown, are as published, proposed or reported rather than committed, and are subject to change without notice.

Questions and answers

Mainstreet FAQ

What is a community development district, and why does it matter so much here?

It is an independent special district created under Florida law to finance and maintain infrastructure, and it pays for that by levying an assessment on every home inside its boundary. The assessment arrives on the same annual tax bill as your property taxes, but it is not inside the millage rate anyone quotes you, and your homestead exemption does not reduce it. This land carries one, covering about 183 acres, created by adopted city ordinance in spring 2025. That matters more in Broward County than almost anywhere else in Florida, because Broward is largely free of these districts and a Broward buyer has no instinct to ask about one. If you have bought in Broward before, nothing in that experience prepares you for this line on the bill.

So what will the district assessment actually cost me per year?

Nobody knows yet, and that is the honest answer rather than an evasion. As of its most recent audited annual filing the district has issued no bonds at all and reports only that it is in discussion to issue them. The per-home annual debt assessment is a function of the bond par amount, the term, the interest rate and the method chosen to allocate cost between for-sale homes, rental apartments and commercial land. Not one of those five inputs has been fixed. The district is chartered against roughly 82 to 84 million dollars of stormwater, water, sewer, roadway, landscaping and public parking work, which tells you the order of magnitude of what has to be paid for, but it does not tell you your share. Anyone who quotes you an all-in annual figure for this community today is quoting you a number they cannot have.

What should I demand in writing before I sign a contract here?

Three documents and one calculation. Ask for the district's proposed assessment methodology report, which is the document that explains how cost is allocated across product types and how each unit's share is derived. Ask for the proposed bond sizing, the term and the assumed rate. Ask for the estimated annual debt assessment and the separate annual operations and maintenance assessment for your specific product type and homesite. Then ask for the association budget, because the district assessment sits on top of association dues rather than replacing them. Get all of it on the builder's letterhead with a date, and treat a verbal estimate from a sales desk as worthless, because the five supervisors who will size that bond issue are affiliated with the developer side rather than with you.

How many homes are actually being built, and why do I see a bigger number?

The for-sale program is approximately 780 homes. That is the city's own published figure and it is also the exact sum of the seven adopted residential site plans, which is the strongest kind of agreement you can get between a press figure and a document trail. Of those, 296 are condominiums and the remaining 484 are townhomes and villas. You may encounter a substantially larger total in trade coverage, along with a townhome and villa split that cannot be reconciled with the adopted plans, and in one case a block of townhomes relabelled as villas. We publish the figure the adopted site plans support. Separately, the wider development includes a rental block of 472 apartments approved under its own instrument, which is not part of the for-sale program and should not be added to it.

Is anything built, and can I walk through a model home?

No, to both. The land is approved and site work is under way, with earthwork, clearing, tree and sewer permits open and active, but the county roll still shows the entire holding as agricultural with essentially no building value on it. We could not locate an issued vertical residential building permit or any certificate of occupancy. Every one of the eleven homes listed on the builder's community page is marked coming soon, there is no move-in-ready home, there is no completed street to judge finish quality on, and the welcome centre operates by appointment only. You would be selecting from floor plans and renderings, by homesite number rather than street address. That is normal for a project at this stage, but you should go into it knowing that is what you are doing.

What is published for pricing right now?

Two collections carry published starting prices on the builder's own collection pages, read in October 2026. The Indigo collection of two-story townhomes starts in the mid 540,000s, and the Sapphire collection, described as the largest townhomes available with rear-load garages, starts at about 600,000 dollars. Two further collections, Topaz and Emerald, are shown as coming soon with no published price, no plans and no sizes. There is no published price for any condominium from any builder. Everything here is as published by the builder and subject to change without notice, which on a project selling from plans over several years is not a formality. Carry the October 2026 date with any figure you take from this page and ask for a current price sheet.

Does it flood?

The answer is lot by lot, and a site-wide answer is genuinely useless here. We intersected all nineteen parcel polygons against the federal flood layer rather than dropping a single pin. Thirteen of the nineteen are mapped entirely outside the special flood hazard area. Six contain some land mapped inside it, four of those reaching a base flood elevation of fourteen feet and two reaching thirteen feet, and every one of those six also contains land mapped outside. The hazard follows drainage edges rather than blanketing parcels. On top of that, the lots you would actually buy will be newly graded and newly platted, so the determination that governs your mortgage and your premium is the lot-specific one on the post-construction elevation certificate. Get a determination for the exact homesite and ask for the finished floor elevation relative to the crown of the street.

If my lot is mapped outside the hazard area, can I skip flood insurance?

You can, legally, with most lenders, and we would still price it. The claims record for this county makes the argument better than we can. For the local ZIP the single heaviest month on record accounts for about nineteen per cent of every claim ever filed there, in September 2017, while the heaviest calendar year accounts for about twenty-one per cent, in 2017. Countywide the heaviest single month is about seventeen per cent, in October 1999, against a heaviest calendar year of about nineteen per cent, in 1999. Those are two different measures and we label them separately because they are not interchangeable. The useful fact is the third-worst claim month in county history: a rainfall event in April 2023, with much of the damage falling outside the mapped hazard area. Through the most recent data freeze, none are recorded for the current year.

Which schools serve this site?

Winston Park Elementary, Lyons Creek Middle and Monarch High. We verified that by intersecting all nineteen parcels against the official district boundary layer and the answer was unanimous, nineteen out of nineteen, with no boundary split anywhere across the site. This is a correction worth making loudly, because general web search pushes a different elementary school for this area and it is wrong. One counter-intuitive detail: the assigned schools are not the nearest schools, and the youngest children travel furthest. Confirm the assignment in writing with Broward County Public Schools for the exact address before you rely on it, because the site-plan approvals were made subject to school board concurrency and boundaries get redrawn as hundreds of homes and hundreds of apartments deliver students.

What is different about buying one of the condominiums?

A different cost structure and a different compliance regime. One block is six four-story condominium buildings. Four habitable stories clears Florida's three-story threshold, so those buildings will fall under the state milestone inspection regime and the structural integrity reserve study requirement, both of which drive mandatory reserve funding through the dues. The site is roughly seven miles inland, so the thirty-year milestone clock applies rather than the twenty-five-year coastal one, timed from the original certificate of occupancy and repeating every ten years. You would also insure only your interior, with the building covered by a master policy whose wind cost flows back through your monthly dues where it is much harder to see. The condominiums additionally carry a one-year owner-occupancy requirement before you may rent, plus short-term-rental restrictions. No dues figure is published for any product here.

Is this the Promenade, and why do listings show the wrong city?

No. The Promenade at Coconut Creek is a separate, already-operating open-air shopping centre on Lyons Road, north-east of this site, and it has been trading since 2008. Nothing here replaces it and the two are different properties under different ownership. The confusion is real and it reaches into the trade press, where at least one major publication filed its coverage of this land sale under a Promenade-shaped web address. Separately, listing aggregators misfile this community under Pompano Beach and under Delray Beach, neither of which is correct. The city of record is Coconut Creek and the land is inside the city limits, which we confirmed on the tax roll. Most buyers arriving from the builder simply type Mainstreet, which is why that is the name we carry alongside the formal one.

Before you sign anything

Get your inside track on Mainstreet

We will connect you with a real estate professional licensed in Florida who represents you rather than the seller, who can register you with the builder before your first contact, and who will chase what this page could not: the current price sheet, the district's proposed assessment methodology and bond sizing, the association budget, and a flood determination for the exact homesite.

Ready to look properly? Get pricing and the incentive picture for this community, with the district assessment shown as its own line, before you walk into an appointment.

It costs nothing, creates no brokerage relationship by itself, and does not obligate you to anything.

Joining the interest list is free, creates no brokerage relationship, and does not obligate you to anything. Subdiview is operated by a real estate broker licensed in Illinois and is not licensed in Florida. Your information is referred to a real estate professional licensed in Florida, who will contact you directly and can register you as represented before your first visit to a sales office.