Active
$294,900
123 James Street
Montgomery, IL 60538
- Beds
- 3
- Baths
- 2 full
- Sqft
- 900
- $/sqft
- $328
- Type
- Single Family
- MLS#
- MRD12786334
About this home
Welcome to 123 James St in Montgomery! This inviting ranch offers 4 bedrooms, 2 full baths, a finished basement, and a spacious 2-car garage. The main level features a comfortable, easyflow layout with plenty of room to make the home your own. The large finished basement adds even more living space, a second full bath, and a flexible room that can work well as a bedroom, office, workout area, or guest space. There is also plenty of room for holiday parties, family get-togethers, movie nights, or simply relaxing together. Conveniently located near the Fox River, walking and biking trails, parks, and West Aurora School District 129. A comfortable home with space to enjoy, grow, and create memories for years to come. Please note: Some listing photos have been digitally enhanced and/or virtually staged for visual presentation.
Payment calculator
Estimated monthly cost for this home
20% · $59K
%
Term
$2,090/mo
- Principal & interest
- $1,633
- Property taxes
- $370
- Home insurance (est.)
- $86
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.4%, 2026-10-08). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $4,444/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Pak Home Realty, listed by Dhanwant Singh.
Information last updated Oct 15, 2026, 5:40 PM.
123 James Street
Montgomery, IL 60538
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Full
- Rooms total
- 7