Active
$299,900
123 James Street
Montgomery, IL 60538
- Beds
- 3
- Baths
- 2 full
- Sqft
- 900
- $/sqft
- $333
- Built
- 1954
- Type
- Single Family
- MLS#
- MRD12777407
About this home
Welcome to 123 James St in Montgomery! This inviting ranch offers 4 bedrooms, 2 full baths, a finished basement, and a spacious 2-car garage. The main level has a comfortable, easy-flow layout, while the finished basement adds extra living space, a second full bath, and a flexible room that can work well as a bedroom, office, workout area, or guest space. Conveniently located near the Fox River, walking and biking trails, parks, and West Aurora School District 129. A comfortable home with room to make it your own and enjoy for years to come.
Payment calculator
Estimated monthly cost for this home
20% · $60K
%
Term
$2,099/mo
- Principal & interest
- $1,642
- Property taxes
- $370
- Home insurance (est.)
- $87
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.28%, 2026-10-01). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $4,444/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Nicholson Elementary School
129
Middle
Washington Middle School
129
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Pak Home Realty, listed by Dhanwant Singh.
Information last updated Oct 5, 2026, 9:56 PM.
123 James Street
Montgomery, IL 60538
Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Full
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Water Softener Owned
- Rooms total
- 7