Active22 days on market
$650,000
122 5th Street
St. Charles, IL 60174
- Beds
- 4
- Baths
- 2 full · 1 half
- Sqft
- 1,815
- $/sqft
- $358
- Lot
- 0.1 ac
- Built
- 1900
- Type
- Single Family
- MLS#
- MRD12765274
About this home
**Perfectly positioned on a prominent corner lot atop a hill, 122 S 5th Street stands as a testament to the enduring appeal of the St. Charles Historic District.** This beautifully renovated 4-bedroom, 2.5-bathroom residence underwent a meticulous 2023 rehab, thoughtfully blending its historic character with the comfort and functionality of modern living. The interior layout is anchored by a fully updated kitchen featuring sleek cabinetry, premium surfaces, and a fresh, contemporary feel. Each of the two and a half bathrooms has been redesigned with modern tile and fixtures. The three well-proportioned bedrooms provide a versatile floor plan suited to a variety of lifestyles. A standout feature is the spacious finished dormer offering exciting possibilities beyond the main living areas. Depending on your needs, this flexible space could become an additional guest room, children's playroom, home office, creative studio, reading retreat, or private lounge. With its generous proportions and character, it is a space that invites you to imagine how it could best complement your lifestyle. Outdoors, the property features a classic front porch and a fully fenced-in yard, creating an inviting setting for relaxing, entertaining, or enjoying the neighborhood's charm. Located within the historic district, the home places you among the distinctive architecture and timeless character of one of St. Charles' most desirable areas, while the comprehensive 2023 renovation provides the peace of mind of a move-in-ready home. This is a rare opportunity to own a beautifully updated piece of St. Charles history, with the character of yesterday, the conveniences of today, and the flexibility to create the home you've envisioned.
Payment calculator
Estimated monthly cost for this home
20% · $130K
%
Term
$4,434/mo
- Principal & interest
- $3,600
- Property taxes
- $644
- Home insurance (est.)
- $190
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.4%, 2026-10-08). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Listed Oct 9, 2026 | $650,000 |
| 2025 property taxes | $7,726/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Davis Richmond
303
Middle
Thompson Middle School
303
High school
St. Charles East High School303
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Coldwell Banker Realty, listed by Leimomi Manley.
Information last updated Oct 9, 2026, 11:35 PM.
122 5th Street
St. Charles, IL 60174
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air, Wall Unit(s)
- Heating
- Natural Gas, Forced Air
- Basement
- Unfinished, Concrete, Storage Space, Full
- Flooring
- Hardwood
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Range Hood
- Rooms total
- 7
- Window features
- Drapes
- Interior features
- Historic/Period Mlwk, Granite Counters