$679,900
St. Charles, IL 60174
Rarely available to the market, this extraordinary riverfront retreat offers a truly unique opportunity to own 1.8 acres of private, tranquil property. Set into the hillside and surrounded by beautiful natural scenery, this architectural gem offers more than 4,500 square feet of living space, a full brick exterior, and a walkout lower level with breathtaking views and exceptional potential. The double-door foyer serves as the central entry point to the home and opens to an inviting, spacious layout. The expansive living and dining room combination features beautiful hardwood floors, a fireplace, and a dramatic wall of sliding glass doors that frame the picturesque yard and river views while providing access to a private terrace. The updated kitchen is both stylish and functional, featuring granite countertops, stainless steel appliances, and ample space for everyday living and entertaining. The main level offers four generously sized bedrooms, along with a dedicated first-floor office. The spacious primary suite includes a beautifully appointed bathroom with a double vanity, soaking tub, and separate walk-in shower, creating a comfortable and private retreat. The walkout lower level takes the home to another level, offering the feel of a personal spa retreat with a meditation room, sauna, and fifth bedroom. The walkout provides direct access to the peaceful rear grounds, seamlessly connecting the indoor and outdoor spaces. The expansive grounds are where this property truly sets itself apart, featuring a private pond, gazebo, riverfront access, and endless possibilities to create your own outdoor sanctuary. Whether you're looking to relax, entertain, garden, or simply enjoy the privacy and beauty of the surroundings, this property offers a setting that is exceptionally difficult to find.
Estimated monthly cost for this home
$4,983/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.76%, 2026-09-10). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| Listed Sep 17, 2026 | $679,900 |
| 2025 property taxes | $15,041/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Smith Partners & Associates, listed by Ryan Smith.
Information last updated Sep 17, 2026, 6:53 PM.
6N779 Il Route 31 Road
St. Charles, IL 60174

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.