$465,000
Shorewood, IL 60404
A home with a view, a story, and a setting you don't find every day! Perched on a hillside overlooking the DuPage River, 406 Garden Terrace offers a unique sense of privacy and a peaceful connection to nature. Built by the original owner and lovingly enjoyed by the same family, this special home is just steps from the river for fishing and canoeing and near West Shore Park, where you can enjoy the splash pad in summer and sledding hill in winter. The main level features a traditional floor plan with formal living and dining rooms accented by hardwood flooring. The spacious kitchen offers granite countertops, stainless steel appliances, a breakfast bar, and plenty of room for a kitchen table. Sliding glass doors open to an expansive maintenance-free deck with a SunSetter awning. Perched high above the sloping backyard, the deck has a wonderful "treehouse" feel with added privacy from neighboring homes-perfect for enjoying your morning coffee in your PJs, relaxing at the end of the day, or entertaining outdoors. Stairs lead from the deck to the grassy backyard below. Just off the kitchen is a comfortable family room with bamboo flooring and a fireplace. A powder room and convenient main-level laundry room with a service door leading directly to the deck complete the first floor. Upstairs you'll find four bedrooms and two full baths. The owner's suite features a vaulted ceiling, walk-in closet, and private bath with dual sinks. Three additional bedrooms share the hallway bath. Approximately three years ago, the entire second floor was updated with continuous luxury vinyl flooring with no thresholds or transitions, along with new trim, baseboards, interior doors, and closet doors, creating a clean and cohesive look throughout. The hillside lot allows for a true walk-out basement, adding even more usable living space and flexibility. Currently, the lower level features a recreation room, storage, a full bath with walk-in shower, and a spacious movie room highlighted by a brick accent wall. With its walk-out access and full bath already in place, the lower level offers excellent potential for an in-law arrangement, guest space, or additional living area. Outside, enjoy the privacy and character of the sloping lot along with a large three-car heated garage and concrete driveway. Major improvements include roof and siding completed in 2016, HVAC approximately 5-6 years old, and a dishwasher approximately one year old. River views, a private hillside setting, a walk-out lower level, and that one-of-a-kind treehouse feeling-406 Garden Terrace is a home that stands apart.
Estimated monthly cost for this home
$3,373/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.95%, 2026-09-17). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $9,298/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Spring Realty, listed by Magdalena Meers.
Information last updated Sep 23, 2026, 7:26 PM.
406 Garden Terrace
Shorewood, IL 60404

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.