Active
$319,319
991 Reserve Drive
Elgin, IL 60124 · The Reserve of Elgin
Explore the The Reserve of Elgin neighborhood →- Beds
- 2
- Baths
- 2 full · 1 half
- Sqft
- 1,626
- $/sqft
- $196
- Built
- 2008
- Type
- Townhome
- MLS#
- MRD12730940
About this home
Welcome to 991 Reserve Drive, a spacious and thoughtfully updated Fenwick townhome in the Reserve of Elgin offering 2 bedrooms, 2.5 baths, a loft and a finished English-style lower level. The open main level flows from the living and dining areas into a kitchen with stainless steel appliances, 42-inch maple cabinetry and generous counter space. First-floor laundry adds convenience, while a private balcony offers a quiet place to relax outdoors. Upstairs, the 20' x 12' primary suite features a vaulted ceiling, large walk-in closet and en suite bath with a dual-sink vanity. A second bedroom and flexible loft complete the upper level. The 17' x 12' finished lower level has above-grade windows and room for recreation, exercise or another workspace. An attached two-car garage and abundant storage add everyday practicality. Flooring was updated on all three levels from 2023 through 2025. Appliance updates include the refrigerator in 2023, dishwasher in 2024, and washer, dryer and microwave in 2025. Bathroom updates in 2026 include new tile and two toilets. The Reserve of Elgin is adjacent to forest-preserve land with native prairie and wetlands, with walking and biking paths winding through the community. Dog-waste stations are located along the paths, and the Gail Borden Public Library's Rakow Branch is at the neighborhood's northwest corner. Randall Road shopping and dining are nearby, with convenient access to U.S. Route 20, I-90 and Metra service in Elgin.
Payment calculator
Estimated monthly cost for this home
20% · $64K
%
Term
$2,492/mo
- Principal & interest
- $1,642
- Property taxes
- $509
- HOA
- $248
- Home insurance (est.)
- $93
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.66%, 2026-08-27). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $6,108/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Otter Creek Elementary School
46
Middle
Abbott Middle School
46
High school
South Elgin High School46
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of HomeSmart Connect LLC, listed by Rachael Ivanovic.
Information last updated Aug 28, 2026, 9:53 PM.
991 Reserve Drive
Elgin, IL 60124
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Daylight
- Rooms total
- 7
- Fireplaces total
- 1
- Laundry features
- Main Level, Washer Hookup, In Unit, Laundry Closet
- Interior features
- Vaulted Ceiling(s), Cathedral Ceiling(s), Storage, Walk-In Closet(s), Open Floorplan, Pantry
- Fireplace features
- Electric
Explore Elgin
- Homes for sale in Elgin
- The Reserve of Elgin communityMarket trends, FAQs, and every home for sale here
- South Elgin High SchoolZoned high school - programs, enrollment, and homes nearby
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