$449,900
Elgin, IL 60123
Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity to right-size without giving up space! Tucked away in a small enclave of homes, this spacious residence offers over 1,800 square feet on the main level with a comfortable, open layout designed for everyday living and entertaining. A welcoming foyer leads to a private den/home office, while the vaulted ceiling, island kitchen with granite and Stainless Steel appliances and walk in pantry opens to expansive living and dining areas. Recent updates include new luxury vinyl plank flooring throughout the first floor, fresh paint throughout, new base trim, a new refrigerator, freshly painted garage, and updates to the kitchen and baths. The main level features two generous bedrooms and two full baths, including a spacious primary suite with an incredible four closets and private bath. Main-floor laundry adds everyday convenience. The finished basement dramatically expands the home's versatility with a large recreation room, third full bath, and bonus room ideal for hobbies, exercise, guests or a home office, plus abundant storage. If additional living space isn't needed, the lower level provides exceptional storage rarely found in today's homes. Additional highlights include an attached two-car garage, large deck, yard access and newer HVAC (2021). Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra and everything the area has to offer. If you've been searching for low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!
Estimated monthly cost for this home
$3,383/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.95%, 2026-09-17). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $8,212/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Hillcrest Elementary School
46
Middle
Kimball Middle School
46
High school
Larkin High School46
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Premier Living Properties, listed by Tamara O'Connor.
Information last updated Sep 21, 2026, 6:42 PM.
281 Governors Lane
Elgin, IL 60123

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.