$490,000
St. Charles, IL 60174
All brick ranch on a large, fully fenced yard, in a terrific location! Nearly 2,500 square feet of updated living space and move in ready. The entry way flows into a large living room with hardwood flooring, anchored by a completely renovated fireplace with custom shelving on either side. Big picture windows look out over the tree lined street. Just off the entry way, a second bedroom or office space with board and batten walls, built in shelving, and a cedar closet, ideal for a home office or guest space. The primary bedroom offers generous closet space and overlooks the backyard. Hardwood flooring runs through the living room, this second bedroom, the primary bedroom, and the hallway connecting them. The bathroom has been completely redone with a floating wood vanity, brass fixtures, and a fluted glass tub surround. Just outside the kitchen, a tiled pantry with a mini fridge makes a great coffee station. The kitchen has butcher block counters and stainless steel appliances. A 4 season sun room off the kitchen offers views of the fenced backyard. Downstairs, the finished basement offers a large family room and a generously sized third bedroom, both with new flooring and drywall, plus full waterproofing by Everseal. The unfinished area includes a laundry space with large sinks and plenty of room for storage. Outside features professional landscaping with raised garden beds, solar powered fence lights, a new storage shed, and a fire pit. The oversized attached two car garage comes with epoxy floors, built in cabinetry, modular slat wall organizers, and extra lighting. Ready for its next owner!
Estimated monthly cost for this home
$3,420/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.65%, 2026-08-20). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $9,124/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Davis Elementary School
303
Middle
Thompson Middle School
303
High school
St. Charles East High School303
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Baird & Warner Fox Valley - Geneva, listed by Kristy Sreenan.
Information last updated Aug 21, 2026, 4:53 PM.
1316 4th Street
St. Charles, IL 60174

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.