Active
$1,099,000
3N681 Trotter Lane
St. Charles, IL 60175
- Beds
- 5
- Baths
- 5 full · 1 half
- Sqft
- 7,565
- $/sqft
- $145
- Lot
- 1.43 ac
- Built
- 1992
- Type
- Single Family
- MLS#
- MRD12709961
About this home
Welcome to 3N681 Trotter Ln, a private retreat on 1.43 acres in sought-after unincorporated St Charles. This 5 bedroom, 5.5 bath home blends comfort, elegance, and resort-style living. Soaring ceilings, custom cabinetry, and open living spaces set an impressive tone. The spacious kitchen features a large granite island and ample storage, while a first-floor bedroom with a full bath adds flexibility for guests or a home office. Upstairs, generously sized bedrooms provide privacy, including the option for a second primary suite. The heated sunroom with skylights offers year-round enjoyment. The finished walk-out basement expands the living space with a rec room, bar, bonus room, full bath, storage and dog-wash station. Outside, enjoy a private backyard oasis with multiple decks and patios, an in-ground pool, hot tub, built-in grill, and gathering areas - perfect for entertaining. Additional highlights include a heated 3-car garage with epoxy flooring, quality craftsmanship throughout, and a prime location offering privacy while remaining just minutes from shopping, dining, top-rated schools, and everything St. Charles offers. This is a rare opportunity to own a true resort-style retreat that perfectly balances luxury, space and lifestyle.
Payment calculator
Estimated monthly cost for this home
20% · $220K
%
Term
$7,643/mo
- Principal & interest
- $5,603
- Property taxes
- $1,702
- HOA
- $17
- Home insurance (est.)
- $321
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2024 property taxes | $20,418/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Redfin Corporation, listed by Geanna Mulvihill.
Information last updated Jul 30, 2026, 2:01 PM.
3N681 Trotter Lane
St. Charles, IL 60175
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air, Steam, Radiant, Sep Heating Systems - 2+, Radiant Floor
- Basement
- Finished, Full
- Flooring
- Hardwood
- Appliances
- Double Oven, Microwave, Dishwasher, High End Refrigerator, Disposal, Stainless Steel Appliance(s), Range Hood, Water Purifier Owned, Water Softener Owned, Humidifier
- Rooms total
- 11
- Window features
- Skylight(s)
- Fireplaces total
- 1
- Laundry features
- Upper Level, Gas Dryer Hookup
- Interior features
- Vaulted Ceiling(s), Hot Tub, Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s)
- Fireplace features
- Wood Burning, Gas Starter