Active60 days on market
$1,150,000
1240 Willowgate Lane
St. Charles, IL 60174
- Beds
- 3
- Baths
- 3 full · 1 half
- Sqft
- 3,636
- $/sqft
- $316
- Built
- 1993
- Type
- Townhome
- MLS#
- MRD12694179
About this home
Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.
Payment calculator
Estimated monthly cost for this home
20% · $230K
%
Term
$8,577/mo
- Principal & interest
- $5,943
- Property taxes
- $1,676
- HOA
- $623
- Home insurance (est.)
- $335
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.71%, 2026-09-03). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Listed Jul 8, 2026 | $1,150,000 |
| 2025 property taxes | $20,110/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of eXp Realty - St. Charles, listed by Cory Jones.
Information last updated Jul 14, 2026, 5:06 AM.
1240 Willowgate Lane
St. Charles, IL 60174
Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
Get the full disclosure packet, recent comps, and a private showing within 24 hours.
Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Walk-Out Access
- Appliances
- Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned
- Rooms total
- 11
- Window features
- Screens
- Fireplaces total
- 2
- Laundry features
- Main Level
- Interior features
- Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom
- Fireplace features
- Gas Log, Gas Starter