Active42 days on market
$474,900
$499,900 · just reduced
1581 Madison Avenue
St. Charles, IL 60174 · Cambridge
Explore the Cambridge neighborhood →- Beds
- 4
- Baths
- 2 full · 1 half
- Sqft
- 1,724
- $/sqft
- $275
- Lot
- 0.213 ac
- Built
- 1978
- Type
- Single Family
- MLS#
- MRD12685573
About this home
Welcome home to this beautifully updated 2-story home situated in a fantastic location with a huge fenced backyard designed for everyday enjoyment or entertaining. Relax on the stamped concrete patio, gather around the fire pit, and enjoy the privacy and space this exceptional yard has to offer. Inside, you'll find an open floor plan with generously sized rooms and numerous updates throughout. The kitchen features gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area perfect for casual dining. New luxury vinyl flooring flows throughout the main level, staircase, and upstairs hallway, creating a modern and cohesive look. The large finished basement provides valuable additional living space and includes a full bathroom, making it ideal for a recreation room, home office, guest space, or workout area. Major improvements offer peace of mind, including a new roof (complete tear-off) with blown-in insulation and ridge vent, newer windows, gutters, stamped concrete patio, garage floor, front stoop, and epoxy-coated concrete walkway. Located within a highly sought-after school district and just over a mile from St. Charles downtown, you'll enjoy easy access to outstanding restaurants, shopping, festivals, parks, and all the amenities that make this vibrant community such a desirable place to call home. Don't miss this opportunity to own a move-in ready home in one of the area's best locations!
Payment calculator
Estimated monthly cost for this home
20% · $95K
%
Term
$3,266/mo
- Principal & interest
- $2,441
- Property taxes
- $686
- Home insurance (est.)
- $139
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.66%, 2026-07-30). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Current price | $474,900▼ $25,000 from original |
| Listed Jun 25, 2026 | $499,900 |
| 2024 property taxes | $8,230/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Munhall Elementary School
303
Middle
Wredling Middle School
303
High school
St. Charles East High School303
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Fulton Grace Realty, listed by James Diestel.
Information last updated Aug 4, 2026, 9:25 PM.
1581 Madison Avenue
St. Charles, IL 60174
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Crawl Space, Full
- Flooring
- Laminate
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Rooms total
- 11
- Fireplaces total
- 1
- Fireplace features
- Wood Burning, Gas Starter
Explore St. Charles
- Homes for sale in St. Charles
- Cambridge communityMarket trends, FAQs, and every home for sale here
- St. Charles East High SchoolZoned high school - programs, enrollment, and homes nearby
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