St. Charles · Kane County · IL
Homes for sale in
Charlestowne Lakes.
- Active listings
- 12
- Median list
- $442K
- Avg time on market
- 34 days
- Sold · last year
- 46
Active listings
12 homes on the market
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About the community
Brand-new, low-maintenance townhomes on the east side of St. Charles.
Charlestowne Lakes is a new D.R. Horton townhome community on a 28-acre site on the east side of St. Charles, next to the former Charlestowne Mall. It is 167 attached homes in total, 105 townhomes plus 62 duplex-style units, built from 2023 through 2026. The draw is simple: brand-new, low-maintenance construction in the well-regarded St. Charles District 303 school system, at a price point below the town's older detached-home stock, a short walk from a neighborhood park and minutes from downtown St. Charles and the Fox River.
At a glance
New construction (2023 to 2026)
A current D.R. Horton build, so new homes are still available.
167 attached homes
105 townhomes plus 62 duplex-style units on a 28-acre site.
Low-maintenance living
Exterior upkeep handled by the association, a lock-and-leave lifestyle.
St. Charles District 303
Norton Creek Elementary, Wredling Middle, St. Charles East High School.
Roughly 1,580 to 1,830 sqft
Two and three-bedroom plans, 2.5 baths, two-car garages.
Park a short walk away
Charlmagne / Kingswood Park is about a two-minute walk.
Next to the mall district
Adjacent to the former Charlestowne Mall (Von Maur, Classic Cinemas) and Foxfield Commons.
Near the Fox River
Minutes from downtown St. Charles, the Fox River, and the regional bike trails.
Attainable for St. Charles
New homes roughly from the low $360,000s into the $500,000s.
What’s close
Charlestowne Lakes sits in northeast St. Charles beside the former Charlestowne Mall, minutes from downtown St. Charles and the Fox River.
- Shopping
- Adjacent to the former Charlestowne Mall site (Von Maur, Classic Cinemas) and Foxfield Commons; Geneva Commons is nearby to the south.
- Parks and trails
- Charlmagne / Kingswood Park about a two-minute walk, with access to the regional Fox River bike trail network.
- Downtown
- Downtown St. Charles and the Fox River, minutes to the west.
- Hospital
- Northwestern Medicine Delnor Hospital in neighboring Geneva, just south.
- Schools
- St. Charles District 303: Norton Creek Elementary, Wredling Middle, St. Charles East High School (all about a mile).
- Rail
- Union Pacific West Metra service from Geneva or Elburn toward Chicago.
What it’s actually like to live here
Charlestowne Lakes is aimed squarely at buyers who want new construction and a low-maintenance life in a town where most of the housing is older and detached. The homes are current D.R. Horton townhomes and duplexes with two-car garages and open plans, the exterior upkeep is handled for you, and you are inside St. Charles District 303 without paying for a large single-family lot. It draws first-time buyers, down-sizers, and commuters who want to lock the door and travel.
The location is a genuine convenience story. You are next to the former Charlestowne Mall district, where Von Maur and Classic Cinemas still operate, a short walk from a neighborhood park, and minutes from downtown St. Charles, the Fox River, and the Foxfield and Geneva Commons shopping. For everyday errands and a night out, very little requires a long drive.
One honest note on the name: it is called Charlestowne Lakes, but the draw here is new low-maintenance construction and location, not a resort amenity package. Do not come expecting a private lake, a clubhouse, or a community pool, because those are not confirmed features of this development. What you are buying is a new, well-located, easy-to-own home in a strong school district, and on those terms it delivers.
Market trends
Why this market moves the way it does
Charlestowne Lakes is an active new-construction community, so the market has two layers: D.R. Horton's new homes setting the pricing, and early resales trading against them. Because it is new, attached, and in District 303, the buyer pool is deep for the price point, and homes move when they are priced in line with the builder's current inventory.
What holds value
The fundamentals matter more than the cosmetics here. Buyers want floor plan, lot, and basement, in that order. Cosmetics are the tiebreaker.
- New construction sets the comp
- With the builder still selling, resales compete directly against brand-new homes, so a resale has to be priced sensibly against current D.R. Horton inventory.
- District 303 schools
- Being inside the St. Charles school district at a townhome price point is a real, repeatable driver of demand.
- Low-maintenance appeal
- The lock-and-leave, exterior-maintained format holds value with down-sizers and commuters who do not want a yard.
- Floor plan and unit type
- Larger three-bedroom townhomes and end units generally command more than the smaller interior plans.
- The mall redevelopment wildcard
- What eventually replaces the former Charlestowne Mall next door could help or hurt; today it is a quiet, partly-occupied site, not a finished amenity.
Real talk
Who shouldn’t buy here
Here is the honest version before you tour.
The name oversells the amenities. There is no confirmed private lake, clubhouse, or pool here, so if you are picturing a resort-style community, this is not that. It is new, low-maintenance townhomes in a great location and school district. Buy it for what it actually is, and you will be happy; buy it expecting water features and a clubhouse, and you will be let down.
It is attached, new-construction product, which comes with the usual tradeoffs. You share walls, you live with HOA rules and dues, and as an early owner in an actively building community you are buying next to ongoing construction and a builder who is still setting prices on unsold inventory. None of that is a dealbreaker, but go in clear-eyed about shared-wall living and the fact that the builder is your pricing competition for a while.
Taxes are the number to nail down, and it is genuinely hard to quote yet. This is brand-new construction, so the only tax figures floating around reflect land-only or partial assessments, not what a finished home will owe once fully assessed. Do not budget off an early low tax bill. Ask for an estimate of the fully-assessed tax on the specific home, because in St. Charles and Kane County that number will be a real monthly line item.
One piece of advice
“Charlestowne Lakes is a strong pick if you want new, easy-to-own, and District 303 without a single-family price tag, just buy it for the construction and the location, not for a resort amenity package the name hints at. And before you fall for a low introductory tax bill, get the fully-assessed tax estimate on the exact home, because that is the number you will actually live with.”
The questions buyers actually ask
Charlestowne Lakes FAQ
The questions I get most from buyers shopping Charlestowne Lakes. If yours isn't here, text 224-385-8779, same-day reply.
- How much is the HOA?
- townhomes and condos are $265 per month.
- What does the HOA actually cover?
- Townhome assessments run roughly $230 to $265 per month. As with most attached-home communities, the association typically handles common-area and exterior upkeep such as landscaping and snow removal, but confirm the exact coverage against the association budget or a listing's HOA-includes field before you write an offer.
- When was Charlestowne Lakes built?
- D.R. Horton built the community between 2023 and 2026. There are 167+ homes total.
- What's the typical closing timeline?
- 30 to 45 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 45.
- Is Charlestowne Lakes new construction?
- Yes. It is a current D.R. Horton community being built from 2023 through 2026, 167 attached homes in total (105 townhomes plus 62 duplex-style units), so brand-new homes are still available alongside early resales.
- Does it actually have lakes, a pool, or a clubhouse?
- Despite the name, on-site lakes, a community pool, and a clubhouse are not confirmed amenities of this development. There may be detention ponds on the site, but do not buy here expecting resort-style water features or a clubhouse. The draw is new, low-maintenance construction and the location.
- What schools serve Charlestowne Lakes?
- It is in St. Charles Community Unit School District 303. The builder lists Norton Creek Elementary, Wredling Middle School, and St. Charles East High School, each roughly a mile away. Confirm the current assigned schools in writing for the specific address.
- What do the homes cost and how big are they?
- The townhomes and duplex units generally run about 1,580 to 1,830 square feet, with two and three bedrooms, 2.5 baths, and two-car garages. New homes have listed roughly from the low $360,000s into the $500,000s, with recent sales commonly in the mid $400,000s.
- What are the HOA dues and what do they cover?
- Townhome assessments run roughly $230 to $265 per month. As with most attached-home communities the association typically handles common-area and exterior upkeep such as landscaping and snow removal, but confirm the exact coverage against the association budget or a listing's HOA-includes field before you write an offer.
- What is happening with the Charlestowne Mall next door?
- The former Charlestowne Mall, which opened in 1991 and closed its interior in 2017, sits immediately next to the community. As of 2025 only Von Maur and Classic Cinemas remain and the property is for sale; the city supports future mixed-use redevelopment, but no final plan is built yet. Treat it as a pending story, not a finished amenity.
- Who is the real estate agent for Charlestowne Lakes?
- Joe Keegan is the local licensed Illinois real estate broker who covers Charlestowne Lakes in St. Charles, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Charlestowne Lakes specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Charlestowne Lakes
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- St. Charles specialist
- Honest local market take
- Brokerocity
Market snapshot
Charlestowne Lakes, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$442,490
Typical sale price · last 90 days
$494,990
Homes for sale right now
12
Avg time on market
34 days
Sold in the last year
46
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 30, 2025 through August 30, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
Thinking of selling?
What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
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Schools serving Charlestowne Lakes
Where Charlestowne Lakes homes go to school
Homes in Charlestowne Lakes are most often zoned to St. Charles East HS. Open a school to see its area, the district, and every home for sale that feeds it.
School assignment is derived from the school the MRED listing agent entered and is not a guarantee. Always verify current attendance boundaries with the district before writing an offer.
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