$450,000
St. Charles, IL 60174
RARE DOUBLE LOT IN DOWNTOWN ST. CHARLES WITH THE ULTIMATE HEATED & COOLED GARAGE/WORKSHOP! Nearly a half acre in one of St. Charles' most sought-after locations, a short walk to downtown restaurants, shopping, parks, the Fox River, and everything that makes this community what it is. The home itself is charming and thoughtfully updated: 3 bedrooms, 2 baths, and a versatile floor plan anchored by a first-floor bedroom, full bath, and laundry. Beautifully updated bathrooms, Andersen windows, updated plumbing and electrical, newer HVAC, and a tankless water heater. The kitchen has recently been opened to the dining area, making it an easy place to gather. But the showstopper is out back. The heated, cooled, and fully insulated garage/workshop features an 11'5" overhead door and loft storage, room enough for contractors, mechanics, hobbyists, and car enthusiasts, or for a home business, boats, campers, and RVs. Year-round comfort means the projects never have to stop. The yard matches it. A fully fenced double lot with a newly finished deck, a beautiful fire pit area, mature trees, and a custom-built playset loaded with swings, a slide, sandbox, loft, and climbing features. A double lot, an updated home, an exceptional workshop, and an unbeatable downtown location, that combination is almost impossible to find. Endless possibilities await.
Estimated monthly cost for this home
$2,996/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.69%, 2026-08-06). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $6,527/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of HomeSmart Connect LLC, listed by Kelly Lach.
Information last updated Aug 11, 2026, 5:44 PM.
1212 Dean Street
St. Charles, IL 60174

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.