$399,000
St. Charles, IL 60174
Location, Location, Location! Just four blocks west of vibrant downtown St. Charles, this beautifully maintained 3-bedroom home offers the perfect blend of timeless character and thoughtful modern updates. Enjoy the unbeatable location just moments from the Fox River, scenic parks, walking and biking paths, shopping, dining, and everything downtown has to offer. You'll immediately fall in love with the charming curb appeal which includes a brick paver walkway leading to the welcoming three-season front porch, complete with a porch swing-the perfect place to relax and enjoy the neighborhood. Inside, classic charm abounds with beautiful hardwood flooring throughout the living room, dining room, and all three bedrooms, while new carpet adds comfort to the hallway and staircase. The spacious living and dining rooms are filled with character. The dining room features upgraded lighting and a built-in china cabinet that adds both vintage style and functionality. The kitchen offers solid oak cabinetry, a pantry closet, and white appliances, providing plenty of storage. The enclosed back porch serves as an ideal mudroom with a convenient coat closet before leading to the incredible backyard. The flexible floor plan includes a first-floor bedroom, perfect for guests, a home office, or multi-generational living. Upstairs, you'll find the spacious primary bedroom and second bedroom, both featuring walk-in closets. The second bedroom also includes a built-in wardrobe and a Murphy bed! Step outside to discover your own private fenced backyard retreat. Beautiful mature trees, lush perennial gardens, and two inviting outdoor living spaces-a shaded brick paver patio and a spacious wood deck-the perfect setting for relaxing or entertaining all season long! Major improvements provide peace of mind, including an upgraded electrical system and fuse box, upgraded plumbing, Renewal by Andersen windows throughout the home and front porch, Hardie Board siding, gutters, a new furnace (December 2025), and central air conditioning (2012). Additional features include a concrete driveway, an unfinished basement with laundry, and a rare 2.5-car detached garage offering exceptional storage and parking. Combining an exceptional downtown St. Charles location, extensive updates, and undeniable charm, this is truly a rare opportunity to own a home that has been lovingly maintained and ready for your next chapter!
Estimated monthly cost for this home
$2,722/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.66%, 2026-07-30). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $6,649/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Richmond Elementary School
303
Middle
Thompson Middle School
303
High school
St. Charles East High School303
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of RE/MAX Suburban, listed by Marco Amidei.
Information last updated Aug 6, 2026, 4:47 PM.
309 6th Street
St. Charles, IL 60174

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.