Elgin · Kane County · IL
Homes for sale in
Tall Oaks.
- Active listings
- 5
- Median list
- $360K
- Avg time on market
- 47 days
- Sold · last year
- 16
Active listings
5 homes on the market
Be the first to know when a new Tall Oaks home hits the market
Text + email the moment a new listing matches.
About the community
A multi-era Elgin subdivision on the far-west growth edge.
Tall Oaks sits on the far-west side of Elgin in Kane County, generally west of Randall Road and south of Route 20. It is unusual for a single named subdivision because it filled in over roughly three decades: earlier custom and semi-custom streets from Wyndham Deerpoint and Faganel Builders, a D.R. Horton production section, and a final phase by Silverthorne Homes that reached close-out. The result is a range of home ages and styles, from mature, tree-lined streets to homes finished in the last few years, plus a mix of townhomes and single-family houses. One quiet draw for families: far-west 60124 addresses here generally fall in Central District 301 rather than Elgin U-46, though that is exactly the detail to confirm by address.
At a glance
Townhomes and single-family
A mix of attached townhomes and detached single-family homes across several builder eras.
Built over three decades
From early-1990s custom homes through a recently completed Silverthorne phase.
Central District 301 (confirm by address)
Far-west 60124 addresses generally feed Central 301, not Elgin U-46. Verify the assigned schools for the specific home.
Mature and new streets
Established, landscaped sections sit near pockets finished in the last few years.
West of Randall Road
The Randall Road retail corridor is minutes east, with Route 20 and I-90 for commuting.
Near Advocate Sherman
Advocate Sherman Hospital in Elgin is a short drive.
Metra Milwaukee District West
The Big Timber Road terminus is nearby, with weekday service toward Chicago.
Elgin recreation nearby
The Elgin Sports Complex, a dog park, a nature center, and Lords Park are all close.
What’s close
Tall Oaks sits in far-west Elgin near the Highland Woods corridor, west of Randall Road, with I-90 the main route toward O'Hare and Chicago.
- Shopping
- The Randall Road corridor (big-box, grocery, dining) a short drive east.
- Highway
- Route 20 just north and I-90 (Jane Addams Tollway) toward O'Hare and downtown Chicago.
- Train
- Metra's Big Timber Road terminus on the Milwaukee District West line, with weekday-only service at that stop.
- Hospital
- Advocate Sherman Hospital in Elgin.
- Schools
- Far-west 60124 addresses generally fall in Central District 301 (Country Trails Elementary, Prairie Knolls Middle, Central High School in Hampshire). Confirm by address.
- Recreation
- Elgin Sports Complex, Freedom Run Dog Park, Hawthorne Hill Nature Center, and Lords Park zoo and aquatic center.
What it’s actually like to live here
Tall Oaks suits buyers who want newer or newer-feeling housing with room to spread out on the outer, still-growing edge of Elgin. Because the neighborhood filled in over multiple builder eras, you get variety: a household can often find both its price point and its square footage in the same subdivision, from an attached townhome to a large custom house. That mix is part of the appeal, but it also means home age, HOA structure, and even school assignment can differ from street to street, so it pays to verify the specifics of each home rather than assume one uniform Tall Oaks.
Daily life leans on Elgin's public recreation and the Randall Road corridor rather than a private clubhouse scene. Parks, a sports complex, a nature center, a dog park, and the Lords Park zoo and aquatic center are all close, and everyday shopping, groceries, and dining are a short drive on Randall Road. Advocate Sherman Hospital is nearby for healthcare. For families, the far-west location generally means Central District 301 schools rather than Elgin's U-46, which many buyers specifically seek out.
The honest tradeoffs are distance and taxes. This is an outer-suburb, car-first location, so the drive to work, to downtown, and even to parts of Elgin is real, and the nearest Metra terminus runs weekdays only, which a rail-first commuter should factor in. Kane County property taxes run above state and national averages, an effective rate in the low-to-mid 2 percent range, so the tax bill is a meaningful line item even when the purchase price feels attainable. Pull the actual tax history and confirm the assigned schools for the specific home.
The questions buyers actually ask
Tall Oaks FAQ
The questions I get most from buyers shopping Tall Oaks. If yours isn't here, text 224-385-8779, same-day reply.
- How much is the HOA?
- Single-family homes are $33 per month.
- What does the HOA actually cover?
- Because Tall Oaks mixes townhomes and single-family homes, listing dues span a wide range, roughly $33 to $353 a month. The lower end fits single-family lots (common-area upkeep, retention, signage), and the higher end fits townhome ownership (exterior maintenance, lawn care, and snow removal). There may be more than one association here, so confirm the exact dues and what they cover for the specific home.
- What are property taxes like?
- Roughly $9,000 – $14,000 per year, depending on home size and value. Kane County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- When was Tall Oaks built?
- Multiple builders over time (Wyndham Deerpoint, Faganel, D.R. Horton, and a final Silverthorne Homes phase) built the community between 1991 and 2025. Multiple builders over time (Wyndham Deerpoint, Faganel, D.R. Horton, and a final Silverthorne Homes phase) stopped new construction in 2025, so every sale today is a resale.
- What's the typical closing timeline?
- 30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
- Who built Tall Oaks and is new construction still available?
- It was built in waves from the early 1990s into the mid-2020s. Earlier custom and semi-custom homes came from Wyndham Deerpoint and Faganel Builders, D.R. Horton added a production section, and Silverthorne Homes built the final phase, which has reached close-out. Availability now comes primarily through resale.
- What kinds of homes are in Tall Oaks?
- A mix of attached townhomes and detached single-family homes, spanning several builder eras and a wide range of sizes and styles. You will find both entry-level townhomes and larger custom houses within the same subdivision, so tour the specific home rather than assuming a single type.
- What school district is Tall Oaks in?
- Far-west 60124 addresses in this area generally fall in Central Community Unit School District 301 (schools such as Country Trails Elementary, Prairie Knolls Middle, and Central High School in Hampshire) rather than Elgin U-46. Elgin straddles districts and boundaries are periodically redrawn, so confirm the assigned schools in writing for the exact address.
- Is there an HOA, and what does it cover?
- Yes. Because the community mixes product types, listing dues run a wide range, roughly $33 to $353 a month. Single-family dues generally cover common areas, while townhome dues typically add exterior maintenance, lawn care, and snow removal. There may be more than one association, so confirm the exact dues and coverage in the association documents for the specific home.
- How is the commute from Tall Oaks?
- It is a car-first location near Randall Road, Route 20, and I-90 toward O'Hare and Chicago. The nearest Metra is the Big Timber Road terminus on the Milwaukee District West line, which runs weekday service only, so a rail-first commuter should check the schedule.
- What do homes cost and how is the market right now?
- Pricing and pace move with the season and with what is available, and Tall Oaks spans everything from townhomes to large custom homes. Check the live Market snapshot on this page for current active listings and recent activity rather than relying on a fixed number.
- Who is the real estate agent for Tall Oaks?
- Joe Keegan is the local licensed Illinois real estate broker who covers Tall Oaks in Elgin, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Tall Oaks specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Tall Oaks
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- Elgin specialist
- Honest local market take
- Brokerocity
Market snapshot
Tall Oaks, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$359,900
Typical sale price · last 90 days
$565,000
Homes for sale right now
5
Avg time on market
47 days
Sold in the last year
16
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 5, 2025 through August 5, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
Thinking of selling?
What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
- Pricing range with comp-by-comp logic
- Pre-list improvements that pay back, and the ones that don't
- No obligation, no spam, no auto-dialer
Schools serving Tall Oaks
Where Tall Oaks homes go to school
Homes in Tall Oaks are most often zoned to Central HS. Open a school to see its area, the district, and every home for sale that feeds it.
School assignment is derived from the school the MRED listing agent entered and is not a guarantee. Always verify current attendance boundaries with the district before writing an offer.
Other communities