Elgin · Kane County · IL
Homes for sale in
Providence.
- Active listings
- 2
- Median list
- $307K
- Avg time on market
- 67 days
- Sold · last year
- 29
Active listings
2 homes on the market
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About the community
A planned, amenity-touched community on Elgin's far west side.
Providence is a newer-construction community on the far west side of Elgin, in Kane County (ZIP 60124), just west of Randall Road and south of U.S. Route 20. It blends detached single-family homes, townhomes, and condominiums built in phases from the mid-2000s onward by Town & Country Homes, D.R. Horton, and others, so a single neighborhood name spans a real range of home sizes and price points. Its signature features are Boathouse Park, a private park reserved for residents, and the Mid-County Trail, a car-free path that runs through the neighborhood and wraps a central pond. Homes are served by Central Community Unit School District 301, not Elgin U-46, a common point of confusion for far-west Elgin addresses.
At a glance
Mixed home types
Detached single-family homes, townhomes, and condos, so the community spans several price points under one name.
Boathouse Park
A private park for residents with a playground, a pond, and a small fishing dock.
Mid-County Trail
A car-free walking and biking path runs through the neighborhood and around the central pond.
Newer construction
Built in phases from roughly 2004 onward by Town & Country Homes, D.R. Horton, and others, with some new construction still delivering.
Central District 301
Served by Central CUSD 301 (Country Trails Elementary among the feeder schools), not Elgin U-46. Confirm assignment by address.
Randall Road corridor
Minutes from the Randall Road retail, grocery, and dining spine and Advocate Sherman Hospital.
I-90 access
Randall Road connects north to the Jane Addams Tollway (I-90) for O'Hare and Chicago-bound driving.
What’s close
Providence sits on Elgin's far west edge, just west of Randall Road and south of U.S. Route 20, in the fast-growing Randall corridor.
- Amenities on-site
- Boathouse Park with a playground and fishing dock, the central pond, and the Mid-County Trail loop.
- Schools
- Central CUSD 301, with Country Trails Elementary among the feeder schools. Confirm the assigned elementary, middle, and high school by address.
- Shopping
- The Randall Road corridor around Route 20 and Big Timber Road offers extensive retail, grocery, and restaurants within a short drive.
- Hospital
- Advocate Sherman Hospital on North Randall Road in Elgin, minutes up the corridor.
- Train
- The nearest Metra station is Big Timber Road on the Milwaukee District West line into Union Station, a short drive away.
- Highway
- Randall Road north to the Jane Addams Tollway (I-90) for O'Hare and Chicago.
What it’s actually like to live here
Providence is built for the buyer who wants recent construction and everyday convenience over historic charm. Because it sits on Elgin's far west edge along Randall Road, residents are minutes from a dense band of shopping, grocery, dining, and Advocate Sherman Hospital while still living inside a planned neighborhood with a pond, a private park, and a trail loop. The mix of single-family homes, townhomes, and condos means the community draws a range of households, from first-time and downsizing buyers at the attached-home end to move-up families in the larger single-family plans.
Day to day, the rhythm is suburban and low-key. Boathouse Park and the Mid-County Trail give the neighborhood a genuine outdoor amenity that many nearby subdivisions lack, and the sidewalks, curbs, and street lighting reflect its planned layout. The multi-builder, multi-phase history means lot sizes and finishes vary between sections, so two homes under the Providence name can feel quite different, which is worth keeping in mind when comparing listings.
The honest tradeoffs are the ones typical of newer far-west Elgin. Kane County property taxes are high, so monthly carrying costs can surprise buyers coming from lower-tax areas, and that is on top of HOA dues that, for townhome and condo owners, are not trivial. The location is car-oriented: the Randall corridor is convenient by vehicle but not walkable to a downtown, and the nearest Metra station is a drive rather than a stroll, so the commute suits hybrid schedules better than daily downtown trips. The school-district point is a planning item rather than a drawback: being in Central 301 is a positive for many families, but the exact assignment is boundary-driven and should be confirmed per address.
The questions buyers actually ask
Providence FAQ
The questions I get most from buyers shopping Providence. If yours isn't here, text 224-385-8779, same-day reply.
- What does the HOA actually cover?
- Providence carries homeowner association dues that vary widely by home type. Detached single-family owners typically sit at the low end, covering common-area upkeep including the community pond, the private park, and trail segments, while townhome and condo owners pay more because their assessments also fund exterior maintenance, landscaping, and snow removal. Confirm the exact assessment and inclusions for the specific home and sub-association, since published third-party figures vary.
- What are property taxes like?
- Roughly $9,000 – $14,000 per year, depending on home size and value. Kane County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- What's the typical closing timeline?
- 30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
- Where exactly is Providence, and what makes the location attractive?
- It is on the far west side of Elgin (ZIP 60124), just west of Randall Road and south of U.S. Route 20. The draw is convenience: the Randall Road retail corridor, Advocate Sherman Hospital, and I-90 access are all a short drive away, while the neighborhood itself has a pond, a private park, and a trail.
- What kinds of homes are in Providence?
- A blend of detached single-family homes, townhomes, and some condos, built in phases from roughly 2004 onward by Town & Country Homes, D.R. Horton, and others. That range means the community spans several price points under one name.
- Is there an HOA, and what does it cover?
- Yes. Dues vary widely by home type, lowest for detached single-family homes and considerably higher for townhomes and condos, because attached-home assessments also fund exterior maintenance, landscaping, and snow removal. Always request the current association budget and rules for the specific home you are considering.
- What schools serve Providence?
- The community is in Central Community Unit School District 301, not Elgin U-46, with Country Trails Elementary among the feeder schools and Central High School at the top end. Because assignments are set by attendance boundary and the subdivision was built in phases, confirm the exact schools for a specific address with District 301 before relying on it.
- What do homes cost right now, and how is the market?
- Pricing and market pace change constantly, so this page pulls those numbers live. Check the Market snapshot tiles above for current list prices, recent sales, and how quickly homes are moving in Providence rather than relying on a static figure.
- How is the commute to Chicago?
- The nearest Metra station is Big Timber Road in Elgin, the western end of the Milwaukee District West line into Union Station, a short drive from the neighborhood. For drivers, Randall Road connects north to the I-90 tollway. The location suits hybrid and suburban commuters better than someone needing a fast daily trip into the Loop.
- Who is the real estate agent for Providence?
- Joe Keegan is the local licensed Illinois real estate broker who covers Providence in Elgin, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Providence specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Providence
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- Elgin specialist
- Honest local market take
- Brokerocity
Market snapshot
Providence, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$307,350
Typical sale price · last 90 days
$496,250
Homes for sale right now
2
Avg time on market
67 days
Sold in the last year
29
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period July 31, 2025 through July 31, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
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What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
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Schools serving Providence
Where Providence homes go to school
Homes in Providence are most often zoned to Central HS. Open a school to see its area, the district, and every home for sale that feeds it.
School assignment is derived from the school the MRED listing agent entered and is not a guarantee. Always verify current attendance boundaries with the district before writing an offer.
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