Naperville · Will County · IL
Homes for sale in
Saddle Creek.
- Active listings
- 2
- Median list
- $740K
- Avg time on market
- 20 days
- Sold · last year
- 2
Active listings
2 homes on the market
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About the community
A mid-1990s subdivision with a park and a creek corridor inside it.
Saddle Creek sits on the far south side of Naperville in the northwest quadrant of Book Road and Hassert Boulevard, with Route 59 roughly half a mile west. It is larger than listing sites suggest: city plat records show four recorded plats totaling about 148 acres and 299 platted lots, all residential and all built out, with MACOM as the developer of record on each. Homes are detached brick-and-siding traditionals from the mid to late 1990s, four bedrooms being the dominant configuration. Two features shape the neighborhood: a twelve-acre Naperville Park District park sits inside the subdivision rather than across an arterial, and Clow Creek and its greenway thread the northern end. Kendall Elementary is essentially at the northwest corner.
At a glance
299 platted lots
Four recorded plats totaling about 148 acres, all residential and fully built out, developed by MACOM.
Twelve-acre park inside
A. George Pradel Park sits within the subdivision, with a playground, ball diamond, picnic shelters, and a paved walking path.
Elementary at the corner
Kendall Elementary School sits immediately off the northwest corner, about a third of a mile away.
Indian Prairie District 204
Kendall Elementary, Crone Middle School, and Neuqua Valley High School, with no boundary split inside the subdivision.
Will County, not DuPage
Naperville straddles two counties and this neighborhood sits in Will County, Wheatland Township, which changes the taxing bodies.
Clow Creek greenway
The creek and its greenway run through the northern portion, with ponds and detention basins along it.
Detached four-bedroom homes
Brick-and-siding traditionals from the mid to late 1990s, with two and three car attached garages.
Lot sizes vary by plat
The northern Unit 4 section platted noticeably larger homesites than the western sections.
Grocery under a mile
A full grocery sits under a mile away on 111th Street, with the Route 59 retail corridor a couple of miles north.
What’s close
Saddle Creek sits on the far south side of Naperville, northwest of Book Road and Hassert Boulevard, with Route 59 about half a mile west and the BNSF Metra a drive rather than a walk.
- Schools
- Indian Prairie Community Unit School District 204: Kendall Elementary at the northwest corner, Crone Middle School, and Neuqua Valley High School, whose Gold Campus serves underclassmen.
- Parks
- A. George Pradel Park, about twelve acres inside the subdivision, plus the Clow Creek greenway and nearby preserves on Book Road.
- Train
- The Route 59 station on the BNSF line is roughly an eight mile drive of about 15 to 20 minutes. It is the busiest station in Metra's system outside downtown, with express service to Union Station around 50 to 55 minutes.
- Highway
- Route 59 is the main artery. I-88 is roughly nine miles north and I-55 roughly ten miles south, so no expressway is close by suburban standards.
- Shopping
- A full grocery under a mile on 111th Street, the Route 59 corridor for everyday retail, and Naperville Crossings and Fox Valley Mall a short drive.
- Hospital
- An Edward outpatient center on 127th Street within a few miles, with Edward Hospital in Naperville the nearest full-service hospital at roughly eight miles.
What it’s actually like to live here
Saddle Creek is one of the more quietly practical addresses in south Naperville. It is a mid-1990s neighborhood of just under three hundred detached houses laid out on looping streets and short courts, which means very little cut-through traffic once you are off Book Road or Hassert Boulevard. The best of it is the geography. A twelve-acre park with a playground, a ball diamond, picnic shelters, and a paved loop sits inside the subdivision rather than across an arterial, and Clow Creek and its greenway thread the northern edge with real open space rather than a token buffer. Kendall Elementary is essentially across the street from the northwest corner, which is the kind of detail that quietly reorganizes a family's mornings. Thirty years of growth have given the streets the tree cover the original plats promised.
The tradeoffs are mostly about the age of the housing stock and the length of the drive. These are production-builder houses from the mid and late 1990s, brick and siding, four bedrooms, two or three car garages, competent but not architecturally distinctive. Every mechanical system in an un-renovated house here is at or past its first replacement cycle, so roofs, furnaces, air conditioners, water heaters, and windows belong in the offer math rather than in the surprise column, and untouched kitchens and baths read as their era. Lot sizes are not uniform: the northern section platted noticeably larger homesites than the western sections, so two houses with similar square footage can sit on meaningfully different yards. Given the creek corridor and detention basins at the north end, sump pumps, drain tile, and grading deserve attention. There is no clubhouse, no private pool, and no gate.
Location is the honest asterisk. This is far south Naperville, which buys District 204 schools, a grocery under a mile, and comparatively more house per dollar than the older neighborhoods near downtown, but it also means the train is a drive rather than a walk. The Route 59 station is roughly fifteen to twenty minutes away by car and is the busiest outlying stop in the entire Metra system, so peak-hour parking and platform crowds are part of the routine, and the ride itself runs around fifty to fifty-five minutes on an express. No expressway is close either, with I-88 and I-55 each roughly nine or ten miles out via Route 59, and Route 59 itself backs up at rush hour. Property taxes are high in absolute terms and dominated by the school levy, which is a fair way of saying that what buyers are principally purchasing here is the district.
The questions buyers actually ask
Saddle Creek FAQ
The questions I get most from buyers shopping Saddle Creek. If yours isn't here, text 224-385-8779, same-day reply.
- What does the HOA actually cover?
- There is an association, and it reads as a light-duty one that maintains entry landscaping, common ground, and stormwater detention rather than recreation facilities. None of the four recorded plats is a planned unit development, and the neighborhood park is owned by the Naperville Park District rather than the association, both consistent with a modest assessment. No association website, management company, or recorded declaration could be confirmed for the Naperville Saddle Creek, so treat any dollar figure you see elsewhere as unconfirmed and ask the seller for the current assessment, the declaration of covenants, and any architectural rules in writing.
- What are property taxes like?
- Roughly $14,000 – $18,000 per year, depending on home size and value. Will County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- When was Saddle Creek built?
- MACOM built the community between 1996 and 1999. There are 299+ homes total. MACOM stopped new construction in 1999, so every sale today is a resale.
- What's the typical closing timeline?
- 30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
- Is Saddle Creek in DuPage County or Will County?
- Will County, in Wheatland Township, inside the City of Naperville. Some real estate feeds report DuPage because Naperville straddles both counties, but the federal address geocoder and the City of Naperville's own park records both place Saddle Creek in Will County and Wheatland Township. It matters, because the county, township, and forest preserve levies on the tax bill are Will County's rather than DuPage's.
- Which schools serve Saddle Creek?
- Indian Prairie Community Unit School District 204, not Naperville District 203. The City of Naperville's published attendance boundaries return Kendall Elementary School, Crone Middle School, and Neuqua Valley High School at every point tested inside the subdivision, including the far corners, so the neighborhood is not boundary-split. Neuqua Valley's Gold Campus serves underclassmen, and Kendall Elementary is about a third of a mile from the northwest corner. District 204 has adjusted boundaries in recent years, so confirm the current assignment for a specific address with the district.
- How big is Saddle Creek, and who developed it?
- Bigger than most listing sites suggest. City of Naperville plat records show four recorded plats from 1994 through 1996 totaling about 148 acres and 299 platted lots, all residential, all built out, and none of them a planned unit development. MACOM is the developer of record on all four. A roster of individual homebuilders circulates on aggregator sites but could not be confirmed against original sales material, so treat those builder names as unconfirmed. Note that the plat naming is a records quirk: the 1994 plat is captioned as Units 1, 2 and 3 but covers only the eastern parcel, with later plats to the west and north.
- Is there an HOA, and what does it cover?
- Yes, there is an association, and everything about the structure points to a light-duty one that maintains entry landscaping, common ground, and stormwater detention rather than recreation facilities. None of the four plats is a planned unit development, and the neighborhood park is owned by the Naperville Park District rather than the HOA. That said, no association website, management company, or recorded declaration could be verified for the Naperville Saddle Creek, so ask the seller for the current assessment, the declaration of covenants, and any architectural rules in writing. Be aware that the Saddle Creek association websites that surface in search results belong to communities in Indiana and North Carolina.
- Is Reserves of Saddle Creek the same neighborhood?
- No. Reserves of Saddle Creek is a much newer development of about fourteen homesites on an eight-acre parcel on Book Road just north of Hassert Boulevard, built by a custom builder on land approved for annexation into Naperville. It will extend the existing Clearwater Lane through to Book Road, so it physically connects to Saddle Creek, but it is a separate, far newer community with its own pricing and its own covenants. The original Saddle Creek is the 1990s subdivision of nearly three hundred homes described on this page.
- What do homes cost here, and how is the market right now?
- Rather than quote a number that would be stale by the time you read it, use the Market snapshot on this page. It pulls current active inventory, recent sales, and pace directly from the MLS, so what you see is what the market is doing today. In character terms, Saddle Creek sits in the upper tier of Naperville's detached resale market and competes with a long list of comparable south Naperville subdivisions from the same era, so condition and updates tend to decide which homes move quickly.
- Who is the real estate agent for Saddle Creek?
- Joe Keegan is the local licensed Illinois real estate broker who covers Saddle Creek in Naperville, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Saddle Creek specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Saddle Creek
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- Naperville specialist
- Honest local market take
- Brokerocity
Market snapshot
Saddle Creek, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$739,950
Typical sale price · last 90 days
$782,500
Homes for sale right now
2
Avg time on market
20 days
Sold in the last year
2
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 17, 2025 through August 17, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
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Schools serving Saddle Creek
Where Saddle Creek homes go to school
Homes in Saddle Creek are most often zoned to Neuqua Valley HS. Open a school to see its area, the district, and every home for sale that feeds it.
School assignment is derived from the school the MRED listing agent entered and is not a guarantee. Always verify current attendance boundaries with the district before writing an offer.
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