McHenry · McHenry County · IL
Homes for sale in
Mill Creek.
- Active listings
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- Sold · last year
- 5
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About the community
An attainable, established neighborhood on McHenry's west side.
Mill Creek is an established single-family-home subdivision on the west side of McHenry, in McHenry County. It sits west of Illinois Route 31 and south of McCullom Lake Road, inside ZIP 60050, and was built out from the mid-1980s into the early 1990s, which gives it the mature-tree, settled-street character of that era rather than a new-construction feel. It is a conventional, owner-occupied pocket of midsize homes close to McHenry's Route 31 retail corridor and a short drive from the Fox River and downtown. This McHenry community is separate from the master-planned Mill Creek in Geneva and Batavia, in Kane County.
At a glance
Established 1980s and 1990s homes
A settled west-side neighborhood with mature trees, built from the mid-1980s into the early 1990s.
Attainable and mid-market
One of McHenry's more approachable single-family neighborhoods for the area.
District 15 and District 156
McHenry Community Consolidated District 15 for K-8 and McHenry Community High School District 156.
Minutes from Route 31
Close to the Route 31 and Route 120 retail corridors for shopping and dining.
Fox River and downtown
The Fox River, riverfront parks, and downtown McHenry's Riverwalk are a short drive east.
Hospital close by
Northwestern Medicine McHenry Hospital, with a 24-hour emergency department, is a short drive away.
What’s close
Mill Creek is on McHenry's west side, west of Route 31 and south of McCullom Lake Road, in ZIP 60050.
- Roads
- West of Route 31, the area's main north-south spine, with Route 120, Elm Street, as the primary east-west route.
- Schools
- McHenry Community Consolidated District 15 for K-8 and McHenry Community High School District 156. Confirm the assigned schools by address.
- River
- The Fox River, riverfront parks, boating, and the historic downtown Riverwalk are nearby to the east.
- Shopping
- Retail, grocery, and restaurants are concentrated along the Route 31 and Route 120 corridors.
- Train
- The McHenry Metra station on the Union Pacific Northwest McHenry branch runs weekday peak periods only; many commuters drive to Crystal Lake for fuller service.
- Hospital
- Northwestern Medicine McHenry Hospital, a Level II trauma center, is a short drive away.
What it’s actually like to live here
Mill Creek suits buyers who want a settled, unpretentious McHenry neighborhood at a relatively attainable price point. The homes date from the mid-1980s into the early 1990s, so streets have mature trees and a lived-in feel rather than the uniform look of new construction. It is a car-oriented, family-and-commuter neighborhood, minutes from Route 31 shopping, the Fox River and downtown McHenry's riverfront, and Northwestern Medicine McHenry Hospital, which makes day-to-day logistics easy.
The overall vibe is quiet residential rather than amenity-driven; there is no confirmed private clubhouse or pool, so recreation leans on city and township parks and river access. For buyers who prioritize affordability and location over resort-style amenities, that is usually an acceptable trade.
The honest tradeoffs are worth stating plainly. First, transit: while McHenry has its own Metra station, the McHenry branch runs weekday peak periods only with no weekend service, so a downtown Chicago commuter will often drive to Crystal Lake for more frequent trains. Second, taxes: like the rest of McHenry County, effective property tax rates here are high, which raises the true monthly cost of ownership even when purchase prices look attractive. Third, the housing stock is 1980s and 1990s vintage, so some homes may need mechanical, roof, or cosmetic updating.
The questions buyers actually ask
Mill Creek FAQ
The questions I get most from buyers shopping Mill Creek. If yours isn't here, text 224-385-8779, same-day reply.
- What are property taxes like?
- Roughly $6,000 – $10,000 per year, depending on home size and value. McHenry County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- What's the typical closing timeline?
- 30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
- Is Mill Creek in McHenry the same as the Mill Creek in Geneva and Batavia?
- No. This Mill Creek is a smaller single-family subdivision in McHenry, west of Route 31 and south of McCullom Lake Road. The larger Mill Creek is a master-planned community in Geneva and Batavia, in Kane County, a completely different place.
- Does Mill Creek have a homeowners association or dues?
- Available data indicates no mandatory HOA, which typically means no association amenities or common-area fees. This is not guaranteed for every parcel, so confirm HOA status and any special assessments on the specific home you are considering.
- What schools would my child attend?
- Homes here are generally served by McHenry Community Consolidated District 15 for elementary and middle grades and McHenry Community High School District 156 for high school. Exact building assignment depends on your address and grade level, so confirm current assignments with both districts.
- Can I take the train to Chicago from McHenry?
- Yes, McHenry has a Metra station on the Union Pacific Northwest McHenry branch, but it runs weekday rush hours only with no weekend or holiday service. Many McHenry commuters drive to the Crystal Lake or Pingree Road stations for more frequent trains.
- What are property taxes like?
- McHenry County residential effective tax rates generally run in the low-to-mid 2 percent range of market value, which is high by national standards. Your actual bill depends on the parcel and applicable districts, and owner-occupants may qualify for homestead exemptions. Verify the exact amount with the McHenry County Treasurer.
- What do homes cost and how is the market right now?
- Mill Creek is one of McHenry's more attainable, mid-market subdivisions. Pricing and inventory move over time, so check the live Market snapshot on this page for current numbers rather than relying on a fixed figure.
- Who is the real estate agent for Mill Creek?
- Joe Keegan is the local licensed Illinois real estate broker who covers Mill Creek in McHenry, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Mill Creek specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Mill Creek
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- McHenry specialist
- Honest local market take
- Brokerocity
Market snapshot
Mill Creek, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical sale price · last 90 days
$315,000
Sold in the last year
5
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 9, 2025 through August 9, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
Thinking of selling?
What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
- Pricing range with comp-by-comp logic
- Pre-list improvements that pay back, and the ones that don't
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