$325,000
Fox Lake, IL 60020
| 3 BED / 2 BATH RANCH | NOT IN FLOOD PLAIN PER FEMA | CORNER LOT | FENCED YARD | BLOCKS TO BOAT LAUNCH | Close to the water & not in a flood plain (per FEMA!), this 3-bed/2-bath ranch sits a few blocks from Pistakee Lake, where a neighborhood boat launch opens up the entire Fox Chain O'Lakes. Downtown Fox Lake, the Metra, & Route 12 are nearby, so weekday commutes & weekend cruises start from the same corner lot. Out front, a wide covered porch faces east & catches the morning sun. Inside, vaulted ceilings & skylights pour daylight across wood laminate floors in the main living space. The 20-plus-foot living room opens to the dining area & kitchen, so conversation carries easily from stove to sofa. Sage-green cabinets & a glass mosaic backsplash frame a double sink beneath the kitchen window, with a gas range across the aisle. Sliding doors off the dining area lead to the backyard. The primary bedroom has its own full bath, & two more bedrooms share a second full bath down the hall. A laundry room between the kitchen & attached garage gives groceries & muddy boots a natural landing spot. The fully fenced backyard (new in 2023) has room for a garden & cookouts. The oversized 2-car garage runs nearly 29 feet deep & includes a workshop bump-out, while the T-shaped driveway leaves room to park a boat alongside guests' cars. With a new A/C & water heater (2025) & a roof replaced in 2019, the next owner can spend more time on the water.
Estimated monthly cost for this home
$2,319/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.18%, 2026-11-05). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| Listed Nov 5, 2026 | $325,000 |
| 2025 property taxes | $5,550/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Lotus
114
Middle
Stanton
114
High school
Grant Community High School124
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Better Homes and Garden Real Estate Star Homes, listed by Jim Starwalt.
Information last updated Nov 7, 2026, 8:58 AM.
92 Bay Road
Fox Lake, IL 60020

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.