Active
$270,000
1323 Providence Circle
Elgin, IL 60120 · Cobbler's Crossing
Explore the Cobbler's Crossing neighborhood →- Beds
- 2
- Baths
- 1 full · 1 half
- Sqft
- 1,316
- $/sqft
- $205
- Built
- 1997
- Type
- Townhome
- MLS#
- MRD12746072
About this home
Ready to live in highly desirable Cobblers Crossing?! This is your chance! This two-story townhome is ready to be yours and has all of the updates already completed! Your kitchen hosts white cabinets, neutral counters and flooring, a new refrigerator, separate eating area and convenient access to your attached 1 car garage! Tall ceilings and a generous amount of natural light carry you throughout this main level that also holds your powder room, main dining area, and living room which also features direct access to your beautiful and peaceful backyard! Upstairs you will find a spacious primary suite with double closets, vaulted ceiling and access to the shared updated full bathroom with a tub/shower combo. Your generously sized secondary bedroom, laundry room and separate linen closet are also located on the second level. List of upgrades includes: New windows, new carpeting, new refrigerator, freshly painted kitchen cabinets, new washer + dryer (conveniently located on the second floor!), new water heater, newer AC + furnace, newer garage opener, plus the HOA replaced roof, siding and driveway in 2022! Attached 1 car garage plus ample guest parking! Pet friendly. Close to I-90! This is one you won't want to miss!
Payment calculator
Estimated monthly cost for this home
20% · $54K
%
Term
$2,069/mo
- Principal & interest
- $1,388
- Property taxes
- $332
- HOA
- $270
- Home insurance (est.)
- $79
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.66%, 2026-08-27). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2023 property taxes | $3,988/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Baird & Warner, listed by Kristine Strouse.
Information last updated Aug 30, 2026, 1:35 AM.
1323 Providence Circle
Elgin, IL 60120
Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
Get the full disclosure packet, recent comps, and a private showing within 24 hours.
Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas
- Basement
- None
- Flooring
- Carpet
- Rooms total
- 5
- Laundry features
- Upper Level, Washer Hookup, Gas Dryer Hookup, In Unit
- Interior features
- Walk-In Closet(s)
Explore Elgin
- Homes for sale in Elgin
- Cobbler's Crossing communityMarket trends, FAQs, and every home for sale here
- Bartlett High SchoolZoned high school - programs, enrollment, and homes nearby
Nearby communities
Thinking of selling?
What's your home actually worth?
Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.
- Pricing range with comp-by-comp logic
- Pre-list improvements that pay back, and the ones that don't
- No obligation, no spam, no auto-dialer