Elgin · Kane County · IL
Homes for sale in
Cobbler's Crossing.
- Active listings
- 2
- Median list
- $298K
- Avg time on market
- 6 days
- Sold · last year
- 26
Active listings
2 homes on the market
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About the community
A settled, family-first master-planned neighborhood in northeast Elgin.
Cobbler's Crossing is a large, master-planned subdivision on the northeast side of Elgin, developed largely from the late 1980s through 2000 with Kimball Hill Homes cited as the primary builder. It reads as a quiet, family-oriented neighborhood of winding, low-traffic streets and cul-de-sacs, mature trees, sidewalks on every block, and several ponds. The housing mix is a genuine strength, from attached townhomes on the south side up to larger detached Colonials and ranches, so a first-time buyer and a move-up family can both find a home without leaving the subdivision. A resident fishing pond, a cluster of nearby parks and a dog park, and quick access to I-90 and the Randall Road corridor round out the appeal. Elgin straddles the Kane and Cook county line, so confirm county and township by exact address.
At a glance
Master-planned in the 1990s
A large northeast-Elgin subdivision developed largely from the late 1980s through 2000, with Kimball Hill Homes cited as the primary builder. Confirm the builder of any individual home by address.
A real mix of homes
Detached Colonials and ranches plus attached townhomes and some condo product, so both first-time and move-up buyers can find a fit. Sizes range from compact attached units to larger detached homes.
Resident fishing pond
Cobbler's Crossing Lake, a pond in the middle of the neighborhood, allows catch-and-release fishing for residents, with a neighborhood walking loop around the water.
Parks and a dog park
Playgrounds, ball fields, and open space at nearby parks, plus the Freedom Run Dog Park just to the east and Lords Park with its small zoo close by.
Sidewalks and walkability
Sidewalks line every street and the interior ponds and green spaces make the neighborhood genuinely walkable.
Elgin District U-46
Served by Elgin Area School District U-46, with Lincoln Elementary, Larsen Middle, and Elgin High commonly cited. U-46 is redrawing K-8 boundaries for 2026-27, so confirm by address.
I-90 and Randall Road
I-90 runs along the north side for the Chicago commute, with the Randall Road retail corridor and Advocate Sherman Hospital a short drive west.
Metra to Chicago
Metra's Milwaukee District West Line serves Elgin at the downtown and Big Timber Road stations, with trains to Chicago Union Station. Big Timber has historically run weekdays only.
What’s close
Cobbler's Crossing sits in northeast Elgin between the I-90 corridor and the Summit Street area, ZIP 60120, with the Randall Road corridor and downtown Elgin both a short drive.
- Neighborhood amenities
- The resident fishing pond and walking loop, the interior green spaces, and the nearby parks, ball fields, and Freedom Run Dog Park.
- Shopping
- The Cobbler Crossing Shopping Center with a Jewel-Osco borders the south side, with additional grocery nearby and the Randall Road corridor a short drive west.
- Hospital
- Advocate Sherman Hospital on North Randall Road in Elgin, a short drive west.
- Highways
- I-90 (Jane Addams Tollway) along the north side for the trip toward O'Hare and downtown Chicago, with Routes 20 and 25 for local connections.
- Schools
- Elgin Area School District U-46, with Lincoln Elementary, Larsen Middle, and Elgin High commonly cited. U-46 is changing K-8 boundaries for 2026-27, so confirm the current assignment by address.
- Train
- Metra's Milwaukee District West Line at the downtown Elgin and Big Timber Road stations, with service to Chicago Union Station.
What it’s actually like to live here
Cobbler's Crossing reads as a settled, quiet, family-first neighborhood rather than a flashy new development. The winding, low-traffic streets, universal sidewalks, mature trees, and interior ponds make it genuinely walkable, and the resident fishing lake plus the cluster of nearby parks and the dog park give households real reasons to be outside. The housing mix is part of the appeal: a first-time buyer can find an attached home while a growing family can move up to a detached Colonial or ranch without leaving the subdivision, which is part of why turnover tends to be low and re-sales move.
The location balances suburban calm with practical access. I-90 on the north edge and the Randall Road corridor put major shopping, Advocate Sherman Hospital, and the tollway within a short drive, and Metra's Milwaukee District West Line offers a rail option into the city. Downtown Elgin adds arts, dining, festivals, and riverfront character a few minutes away.
The honest tradeoffs are the commute, the taxes, and the HOA structure. The Chicago drive is real, and Big Timber's weekday-only rail service limits weekend transit. Kane County property taxes run high, as they do across the area. And the HOA is not uniform: attached-home owners carry monthly sub-association dues while detached owners generally do not, so read the specific documents. Because U-46 is redrawing K-8 boundaries for the 2026-27 school year, school assignment is the single most important thing to confirm for a specific address before writing an offer.
The questions buyers actually ask
Cobbler's Crossing FAQ
The questions I get most from buyers shopping Cobbler's Crossing. If yours isn't here, text 224-385-8779, same-day reply.
- What does the HOA actually cover?
- The HOA picture at Cobbler's Crossing is not one flat fee. Attached townhome and condo pockets sit in sub-associations that carry monthly dues, reported roughly in the low $100s to low $400s depending on the sub-association, funding landscaping, common-area upkeep, management, and reserves, while detached single-family owners generally have a much lighter master-association obligation. The association is also cited as maintaining the neighborhood pond and common green spaces and entrances. Confirm the dues, the sub-association, and exactly what is covered for any specific home with the management company and the recorded documents.
- What are property taxes like?
- Roughly $6,000 – $11,000 per year, depending on home size and value. Kane County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- When was Cobbler's Crossing built?
- Kimball Hill Homes and others built the community between 1988 and 2000. Kimball Hill Homes and others stopped new construction in 2000, so every sale today is a resale.
- What's the typical closing timeline?
- 30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
- Where is Cobbler's Crossing and who built it?
- It is a master-planned subdivision on the northeast side of Elgin, ZIP 60120, developed largely from the late 1980s through 2000 with Kimball Hill Homes cited as the primary builder. Because Elgin sits on the Kane and Cook county line, confirm the county and township for a specific home by address.
- Is there an HOA and what does it cover?
- It varies. Attached townhome and condo pockets sit in sub-associations with monthly dues, reported roughly in the low $100s to low $400s, covering landscaping, common areas, management, and reserves, and the association maintains neighborhood ponds and entrances. Detached single-family owners generally have a much lighter obligation. Confirm the dues and coverage for the specific home with the management company.
- Can residents use the pond?
- Yes. Cobbler's Crossing Lake, the pond in the middle of the neighborhood, allows catch-and-release fishing for residents, and there is a walking loop around it. Several parks, ball fields, and the Freedom Run Dog Park are nearby as well.
- What schools serve the neighborhood?
- It is in Elgin Area School District U-46, and Lincoln Elementary, Larsen Middle, and Elgin High are commonly cited. U-46 is redrawing its K-8 attendance boundaries for the 2026-27 school year, so confirm the current and upcoming assignment for the exact address with the district before relying on any specific school.
- How is the commute to Chicago?
- I-90 (the Jane Addams Tollway) runs along the north side of the neighborhood for the drive toward O'Hare and downtown, and Metra's Milwaukee District West Line serves Elgin at the downtown and Big Timber Road stations with trains to Union Station. Big Timber has historically run weekdays only, so check current schedules.
- What do homes cost and how is the market?
- Cobbler's Crossing is a broad, attainable, move-up-friendly neighborhood where attached homes sit well below the larger detached homes. Pricing depends on the home type and size, so for current values and inventory see the live Market snapshot on this page, which pulls directly from the MLS.
- Who is the real estate agent for Cobbler's Crossing?
- Joe Keegan is the local licensed Illinois real estate broker who covers Cobbler's Crossing in Elgin, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Cobbler's Crossing specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Cobbler's Crossing
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- Elgin specialist
- Honest local market take
- Brokerocity
Market snapshot
Cobbler's Crossing, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$297,900
Typical sale price · last 90 days
$322,450
Homes for sale right now
2
Avg time on market
6 days
Sold in the last year
26
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 5, 2025 through August 5, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
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