Active Under ContractAccepting backup offers
$400,000
960 Independence Avenue
St. Charles, IL 60174
Why this home is still showable
The seller has accepted an offer, but it's contingent on the buyer closing on their current home. There's a kick-out clause — if a stronger offer comes in, the seller can give the original buyer a short window (typically 48–72 hours) to remove the contingency or they walk away. Until then this home keeps taking showings and backup offers. A Subdiview agent can walk you through the strategy if you're interested.
MRED contingency status: House to Close (48 Hr Kick-out).
- Beds
- 3
- Baths
- 2 full
- Sqft
- 2,018
- $/sqft
- $198
- Built
- 1978
- Type
- Single Family
- MLS#
- MRD12637657
About this home
Welcome to this move-in ready split-level home in a fantastic St. Charles location in Cambridge! Offering 4-5 bedrooms and 2 full baths, this well-maintained home provides a flexible floor plan to fit a variety of lifestyles. One of the bedrooms is currently used for storage but can easily be converted back to a bedroom, home office, or hobby space. The beautifully updated kitchen features stainless steel appliances, abundant cabinetry, and a spacious eat-in area. Upstairs, the bright and inviting living room flows seamlessly into the dining area, creating a wonderful space for everyday living and entertaining. Three bedrooms and a full bath complete the upper level. The lower level offers a warm and welcoming family room with a beautiful fireplace and lookout windows that fill the space with natural light. Two additional bedrooms, a second full bath, and a utility/laundry room with sink and under-stair storage provide exceptional functionality. Step outside to enjoy the gorgeous, private backyard complete with a vinyl privacy fence-perfect for relaxing, or entertaining. Freshly painted throughout, this home has been lovingly maintained and offers nothing to do but move in. Quick close possible!
Payment calculator
Estimated monthly cost for this home
20% · $80K
%
Term
$2,741/mo
- Principal & interest
- $2,039
- Property taxes
- $585
- Home insurance (est.)
- $117
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $7,016/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Great Western Properties, listed by Tina Mastrangelo.
Information last updated Jul 25, 2026, 11:31 PM.
960 Independence Avenue
St. Charles, IL 60174
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Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Partial Exposure, Daylight
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
- Rooms total
- 8
- Fireplaces total
- 1
- Laundry features
- Sink
- Fireplace features
- Wood Burning