Subdiview

Cary · McHenry County · IL

Homes for sale in Cambria.

Active listings
3
Median list
$285K
Avg time on market
14 days
Sold · last year
14

Active listings

3 homes on the market

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About the community

An early-2000s Concord Homes community on the south side of Cary.

Cambria is a master-planned subdivision on the south side of Cary, built by Concord Homes and organized around New Haven Drive south of Sage Parkway. It mixes detached single-family homes with attached townhomes, giving it a broad range of floor plans and price points inside one neighborhood. Built out mostly in the early 2000s, it reads as a tidy, family-oriented community with sidewalks, curbs and gutters, street lights, ponds, and an active homeowners association that keeps the streetscape consistent.

At a glance

Single-family and townhomes

A Concord Homes mix of detached houses and attached townhomes, roughly 1,570 to over 3,700 sq ft across the range of models.

Early-2000s build

Most homes date to the early 2000s, so floor plans and streetscape read as consistent turn-of-the-millennium suburban.

Metra UP-NW access

Downtown Cary has its own Union Pacific Northwest Metra station, roughly 38 miles from Ogilvie Transportation Center.

Sidewalks and ponds

A walkable layout with sidewalks and street lights, plus neighborhood park, pond, and trail areas.

District 155 high schools

Cary sits within Community High School District 155; elementary assignment sits near a district line and should be confirmed by address.

Active HOA

A homeowners association with a design review committee and written guidelines, including a no-short-term-rental policy.

What’s close

Cambria sits on the south side of Cary, with US Route 14 and the Metra UP-NW line close by for shopping and commuting.

Train
Cary has its own Metra Union Pacific Northwest station in its downtown, with frequent weekday service toward Chicago.
Highway
US Route 14 (Northwest Highway) is the main arterial, with Route 31 and Route 22 nearby and I-90 to the south.
Schools
Community High School District 155 for high school, with elementary near a district boundary. Confirm the assigned schools by address.
Shopping
Downtown Cary plus the larger Crystal Lake and Algonquin retail along Route 14 and Randall Road a short drive away.
Hospital
Northwestern Medicine Huntley Hospital and Advocate Good Shepherd in Barrington are the nearest hospitals, with Mercyhealth in Crystal Lake.
Amenities
Sidewalks, street lights, and neighborhood park, pond, and trail areas within the community.

What it’s actually like to live here

Cambria suits buyers who want a straightforward, low-maintenance-leaning suburban lifestyle without the price or upkeep of a custom or lakefront home. Because it is an early-2000s Concord Homes community with a mix of detached houses and townhomes, it offers a genuine range: a first-time buyer or downsizer can find an attached home with exterior and lawn care handled by the association, while a growing family can step up into a larger four-bedroom plan a few streets over. The sidewalks, street lights, pond and trail areas, and school-bus service make it a practical choice for households with kids.

The trade-off of that consistency is rules. Cambria's HOA is active and detailed, with enforced standards on parking, RV and boat storage, basketball hoops, signage, landscaping changes, and a firm no-short-term-rental policy. Buyers who value full autonomy over exterior choices, or who wanted to run a short-term rental, should look elsewhere. Buyers who want their neighbors held to the same tidy standard will see the HOA as a feature.

Location is the other honest balance. Cary gives you a real Metra station on the UP-NW line and a walkable small downtown, a genuine advantage for anyone commuting toward Chicago or O'Hare, but it is an outer-ring location, so the commute is a train ride or a drive rather than a quick hop. Property taxes, as across McHenry County, run high relative to the national norm, and that should be weighed against the comparatively attainable home prices for the space you get.

The questions buyers actually ask

Cambria FAQ

The questions I get most from buyers shopping Cambria. If yours isn't here, text 224-385-8779, same-day reply.

What does the HOA actually cover?
Cambria is run by an active homeowners association with a design review committee that maintains community standards. Dues vary by product type, with attached homes generally paying more and adding exterior upkeep, and typically fund common-area maintenance and landscaping. The community guidelines restrict street parking, RV and boat storage, and rentals under 30 days. Confirm the current dues and inclusions for a specific address with the managing agent, since figures differ between the single-family and attached associations.
What are property taxes like?
Roughly $6,000 – $11,000 per year, depending on home size and value. McHenry County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
When was Cambria built?
Concord Homes built the community between 2001 and 2003. Concord Homes stopped new construction in 2003, so every sale today is a resale.
What's the typical closing timeline?
30 to 60 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 60.
What kind of homes are in Cambria?
A mix of detached single-family homes and attached townhomes, built by Concord Homes in the early 2000s. Sizes run from roughly 1,570 sq ft on the smaller attached plans up to well over 3,000 sq ft on the larger detached models, so there is a broad spread of layouts and price points within one neighborhood.
Is there an HOA, and what does it cover?
Yes. Cambria has an active homeowners association with dues that vary by product type. Dues typically cover common-area upkeep and landscaping, and for attached homes, exterior maintenance. The HOA also enforces community appearance and use guidelines. Confirm the exact dues and inclusions for a specific address with the managing agent.
Can I rent my home out short-term?
No. Cambria's published community guidelines prohibit vacation and short-term rentals, defined as any rental period of less than 30 days. Buyers counting on short-term-rental income should not plan on it here.
What schools would my kids attend?
Cary sits near a district boundary, and homes here fall within Community High School District 155 for high school. Elementary and junior-high assignment can vary between the Cary and Crystal Lake districts depending on the exact address, so verify the assigned schools directly with the districts before you rely on it.
How is the commute to Chicago?
Cary has its own Metra station on the Union Pacific Northwest line in its downtown, about 38 miles from Ogilvie Transportation Center, with frequent weekday trains and commuter parking. By car, US Route 14 is the main artery, with connections south toward I-90 for Chicago and O'Hare-direction trips.
What do homes cost here, and how is the market right now?
Pricing spans from more attainable attached homes up through larger detached houses. Rather than quote a figure that goes stale, check the live Market snapshot on this page, which pulls current list prices, recent sales, and market pace directly from the MLS for Cambria.
Who is the real estate agent for Cambria?
Joe Keegan is the local licensed Illinois real estate broker who covers Cambria in Cary, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Cambria specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.

Your local agent

Joe knows Cambria

Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.

When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.

  • Licensed Illinois broker
  • Comp-driven pricing
  • Cary specialist
  • Honest local market take
  • Brokerocity

Market snapshot

Cambria, by the numbers

Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.

Typical list price

$285,000

Typical sale price · last 90 days

$285,000

Homes for sale right now

3

Avg time on market

14 days

Sold in the last year

14

This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 3, 2025 through August 3, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Thinking of selling?

What's your home actually worth?

Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.

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See the full Cambria seller's guide - live comps, days on market, and price trends

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