$399,900
Elgin, IL 60123
Beautifully maintained and full of character, this spacious 4-bedroom home near Wing Park offers the perfect blend of charm, functionality, and entertaining space. The inviting main level features hardwood flooring, a large living room, formal dining area, and an oversized eat-in kitchen designed for gathering, complete with a massive island, abundant cabinetry, breakfast bar seating, built-in sink with glass washer, and plenty of prep space. Convenient first-floor primary bedroom and full bath provide flexible living options. Upstairs offers three additional bedrooms ideal for family, guests, home office, or hobby space. The finished basement expands the living area with a warm and rustic feel featuring custom built-ins, shelving, bench seating, a stunning wood bar, wood-burning stove, and half bath-perfect for entertaining year-round. Detached 2-car garage, concrete driveway, and private backyard complete the package. Ideally located close to parks, schools, shopping, dining, and downtown Elgin amenities. A truly unique home with space, charm, and versatility throughout! Recent updates include: HVAC 2026, New Toilets 2025, Washer and Dryer 2025, water filtration in kitchen 2025. Roof is estimate 10-15 years old.
Estimated monthly cost for this home
$2,797/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $7,691/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Illinois Park Elementary School
46
Middle
Kimball Middle School
46
High school
Larkin High School46
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Premier Living Properties, listed by Tamara O'Connor.
Information last updated Jul 24, 2026, 9:22 PM.
409 Hubbard Avenue
Elgin, IL 60123

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.