Preserve at Lakeside

Because the name on the recorded plat and the name it is marketed under are not the same, and both are real. Preserve at Lakeside is the recorded subdivision name: it is what the plat was recorded as, and it is the name carried on the water management district permit and on the city's subdivision and final plat cases. The Acreage is the name the builder publishes these same ten homesites under on its own website. If you searched one name and landed on the other, nothing has gone wrong and there are not two projects. It is one closed ten-lot plat on East 10th Street in St. Cloud, and we can tie the two names together with hard geometry rather than guesswork: the builder's published selling points are ten estate homesites, a 65 by 260 foot signature lot size and protected conservation views over half the land, and the plat record independently yields exactly ten numbered lots at 65 feet by 260 feet with about 62 percent of the acreage in non-buildable tracts. Four matches, all exact. Practically, this matters at closing and after: your deed, your title policy, your tax bill and your survey will all say the recorded plat name, so that is the name to use with a lender, a title company or the county, even if every brochure in your hand says the other one.

Construction has started. The rezoning to single family was adopted and recorded, a water management district permit of the construction-authorising kind was issued and remains live, the city's subdivision construction plans case was approved, a comprehensive plan amendment set the land use, and the final plat recorded in December 2025, which is what legally created the ten lots. Ten street addresses were assigned in a single batch in January 2026. Through 2026 the infrastructure went in and was conveyed to the city and the local utility by recorded easement, which is what happens when the water, sewer and power are in the ground and ready to hand over. Then in early October 2026 two notices of commencement were recorded naming the developer of record as owner and Davila Homes as contractor. A notice of commencement is the owner's recorded declaration that work is beginning under a building permit, so this is two houses physically started, not a plan. What has not happened is a published price, a model home, an open sales centre or a single recorded sale out of the plat.

No, and in Osceola County that is the most valuable line on this page. We checked it four ways. The parcel's millage code on the county's adopted rate schedule has only four components, county, school, city and the water management district, with no district or special assessment line at all, where many Osceola codes carry one. No district instrument of any kind is recorded against this plat: the complete recorded chain for this subdivision is a handful of instruments and none of them is a district establishment, a notice of special assessments or an assessment methodology. Structurally there is nothing for a district to finance here, because the street already existed, the utilities are the city's and the utility's to operate, and there is no spine road, no master stormwater system, no amenity centre and no gate. And the builder's own language describes an association-managed landscape package. So the community-level cost here is association dues only. A community development district is a special-purpose local government that borrows to build infrastructure and repays the bonds through an annual assessment on every home, landing as a second line on your tax bill, usually for twenty to thirty years. Most of the new-construction communities you will be shown around St. Cloud do carry one. Comparing a sticker price here against a sticker price in a district community is not a comparison at all. Get the no-district confirmation in writing anyway, and get the association figure in writing too, because no dues amount has been published.

The homesites do not, and the reason the rear of the property does is the best news on this page. We tested the whole parent tract against the federal flood mapping first, which returns a mix, and then tested each of the ten homesites individually at its own point. All ten come back identically: mapped outside the special flood hazard area, in an area of minimal flood hazard. The rear conservation and drainage tracts behind the homes are mapped inside the special flood hazard area. Testing the parcel alone would have produced a materially misleading answer in either direction, which is why we did both. The practical effect for you is that a federally backed lender will not require a flood policy as a condition of your mortgage on a homesite, and a lower-cost preferred-risk policy is usually available if you want one anyway. The deeper point is about the view. Those rear tracts are low ground inside the hazard area, so nothing can ever be built on them. The protected conservation views behind these lots are permanent because of hydrology and the recorded plat, not because of a promise. Two caveats stand regardless: mapped outside the hazard area does not mean water never stands anywhere on a property, and flood maps are revised, so get a lot-specific determination and an elevation certificate at contract and know that the rear ground floods by design.

No price has been published for this community anywhere, and we will not invent one or borrow one. There is no published price on the builder's own community page, the aggregator feeds say contact for price, there has never been a listing on any of the ten addresses, and not one deed has come out of the plat, so there is not even a closed sale to reason from. What we can give you is area context with its as-of date attached. As of mid-October 2026 the median sale price in ZIP 34769 was about $309,900, down about 4.6 percent year over year, at about $221 per square foot, with homes taking around 63 days to sell. The City of St. Cloud as a whole was at about $369,400, down about 2.9 percent, at about $201 per square foot. None of that is this community's price and none of it should be read as a forecast of one. These are large estate homes on roughly a third of an acre each and they will not price like a ZIP median built mostly from St. Cloud's oldest housing stock. Treat the medians as background for the neighbourhood, not as a quote, and ask us to put the actual numbers in front of you the moment they are released.

Ten lots. Not a phase of ten, ten in total, permanently. The plat is closed at about 10.21 acres with ten numbered lots and six lettered tracts, and there is nowhere to add an eleventh house. Every lot is identical: 65 feet wide by 260 feet deep, about 0.387 of an acre. A 260-foot-deep lot is not something a production builder sells in Central Florida at any price, and the depth is the whole character of the place. The six tracts total about 6.34 acres, roughly 62 percent of the plat, and they are conservation and drainage, so they will never hold a house. Three of them sit behind and beside the homes, which is why what a back yard looks at is open ground rather than a neighbour's lanai. The flip side is honest and worth stating: ten households cannot support an amenity programme and none is platted or permitted here, so there is no clubhouse, no resort pool, no gate and no community park. You are trading the amenity package for lot depth, permanent open space behind you and no district assessment.

Davila Homes is the builder and the contractor of record, and that is established from a primary record rather than inferred: both notices of commencement recorded in early October 2026 name Davila Homes as the contractor against this plat's own legal description, and the builder also publishes these same ten homesites on its own website. The owner and developer of record, and the entity that recorded the plat, is a single-purpose local land-holding entity, and it still holds all ten lots, because nothing has been conveyed out. There is also a third, separate land entity that holds the water management district construction permit, which is ordinary in Florida and worth knowing only so that a name you may see on a permit does not confuse you about who is selling or who is building. We do not name private individuals on this page. One practical consequence of the ownership position: because the developer still holds every lot, nobody can sell you a specific homesite today, and the order in which lots are released is something to ask about early, since on a ten-lot street the lot you want may be one of only two or three that suit you.

The total adopted millage for the St. Cloud mill code is about 17.87 mills on the 2026 adopted roll, which is roughly seventeen dollars and eighty-seven cents per thousand dollars of taxable value, and there is no district assessment line on top of it. Rather than quote a dollar figure against a price nobody has published, use the multiplier: taxable value divided by one thousand, times 17.87. Inside the city limits you carry the city levy, which an unincorporated parcel would not, but you also avoid the county emergency services levy that unincorporated Osceola carries, and the absence of a district assessment usually outweighs both in this corridor. Then there is the timing trap, which catches more new-construction buyers than anything else. Florida assesses improvements as of the first of January, so a house finished in the spring of 2027 is assessed as land only for the whole of that year and is first taxed as a completed house the following year. Your first tax bill will look wonderfully low and your second will not. Budget from the first full year. Florida's homestead exemptions are set statewide by Florida law rather than by this county, including the second exemption that is now adjusted annually for inflation, and they apply only from the January after you establish residency. Save Our Homes then caps assessment growth after your first homestead year, and portability can carry accrued cap benefit from a prior Florida homestead.

The Osceola County district, which covers the whole county, and we are deliberately not naming individual schools. Florida districts are countywide with attendance zones set by address, and those zones get redrawn, more often in a fast-growing county than in a settled one. Aggregator pages do print school names for communities like this one, and the set we found for these addresses is not district-verified and does not survive a geography check, so publishing it would be publishing something we believe to be wrong. A ten-lot infill plat with brand-new, never-occupied addresses is exactly the kind of site a feed gets wrong and exactly the kind of site a district re-zones. Get the assignment for the exact address in writing from the district's own address lookup before you rely on it, and ask about capacity as well as assignment.

This is in town rather than out of town, and the distinction matters more than it sounds. The site sits on the established east-side grid of St. Cloud on the East 10th Street corridor, surrounded by neighbourhoods platted decades ago, with the street, sidewalks, water, sewer and power already in and already the city's and the utility's to maintain. There is a neighbourhood park a genuine half-mile stroll away. But we will not oversell the walk: downtown St. Cloud and the East Lake Tohopekaliga lakefront are each about a mile and a half away in a straight line, which is a half-hour walk or a five-minute drive, not a stroll for coffee, and the high school is about 1.4 miles. The site is not inside St. Cloud's golf-cart district either, so you cannot take a cart downtown from here. What you get instead is a flat, easy bike ride into a real historic downtown with brick storefronts and a lakefront park, no master-planned spine road and no gate queue between you and the main road, and no waiting years for retail to arrive. It is still a car-dependent part of Florida and the surrounding corridors carry heavy growth. Those are the honest terms.

Less than an older house nearby, for structural reasons rather than as a discount, and we are going to give you the mechanism rather than a number we cannot stand behind. Florida requires insurers to credit verified wind-mitigation features, and a house built to the current code earns most of them automatically: roof covering and its age, roof-deck attachment, roof-to-wall connections, secondary water resistance and opening protection. Roof age is the single biggest underwriting question in this state, so a brand-new roof matters more than almost anything else, and these are new reinforced concrete block houses. Being mapped outside the special flood hazard area removes the lender-required flood policy and leaves flood as an optional, lower-cost separate policy. Scale your expectation to the product, though: these are large houses, so dwelling coverage will be well above the benchmarks you see quoted for a typical Florida home and the premium scales with it even on good credits. We gathered no premium figures for this community and will publish none. Get real quotes on the actual specification before you are committed, and ask for the wind-mitigation credit breakdown in writing.

Several things, and we would rather list them than let them look settled. Ask for the price and what is actually included at that price, since no figure has been published. Ask which floor plans are genuinely offered on these homesites, because the plan catalogue you will find online is the builder's whole range rather than a list for this community. Ask for the association's dollar amount in writing, and ask specifically who maintains the six conservation and drainage tracts and what that costs per household, because about 6.34 acres of open ground has to be maintained by somebody and ten households is a thin base to spread it over. Ask for written confirmation that no community development district applies. Ask for the lot release order and whether any lot carries a premium. Ask for the plotted site plan for your lot with finished floor elevation and the drainage plan on it. And there is one loose end worth putting to the builder directly: an older parcel attribute on this land carries a reference to a northeast improvement district that matches no current city district boundary and no special assessment we could find. We do not believe it carries anything, but we could not establish what it is, so ask rather than assume.