Four Seasons at Crossprairie

It is a 55 and better active-adult community by K. Hovnanian Homes within Crossprairie, a large master-planned development on Cross Prairie Parkway east of Lake Tohopekaliga, between St. Cloud and Kissimmee. Four Seasons is the builder's active-adult brand. The community offers villas and single-family detached homes of up to three bedrooms and roughly three thousand square feet, with a clubhouse, resort-style pool, pickleball, bocce, fitness center, game room, fire pit, dog park and a staffed social calendar. As of September 2026 it is pre-launch, taking names on an interest list.

Yes, and that is the point of it rather than a technicality. This is a genuinely age-restricted active-adult community, not an all-ages community with a few clubs. That has consequences on both sides. It means neighbors at a similar stage of life, a programmed social calendar rather than an empty amenity building, and quieter streets. It also means resale to a narrower buyer pool, and occupancy rules covering who can live with you including adult children and grandchildren, enforced by the association. Read the age-restriction language in the governing documents before you contract.

As of September 2026 the builder publishes starting points of the upper $300,000s for villas and the mid $400,000s for single-family homes. Those are teasers rather than plan prices, and no floor plans, homesite pricing or lot premiums have been released. For context, the average home value in the nearest St. Cloud ZIP code was about $437,000 as of July 2026, down roughly four percent year over year, so the villa entry point sits below the surrounding market. That is a fair relative-value observation and not a prediction. The market here was declining through 2026, with a majority of homes selling below asking price.

Yes, and this is the most important cost fact on this page. Crossprairie's infrastructure is financed through a community development district. The district issued nearly twenty million dollars in bonds in 2021 to build the roads, drainage, utilities, landscaping and amenities across this master plan. That means a district assessment appears on your annual tax notice on top of county, school and municipal taxes, and on top of your HOA dues, typically for decades. What we cannot tell you is the number, because it has not been published in a form we can verify and we are not going to guess. Central Florida district assessments range from several hundred dollars a year to well over two thousand. Ask K. Hovnanian Homes in writing which district covers your specific homesite and what the annual assessment is, split between operations and bond debt service. Those two behave very differently over time.

That depends on something you should confirm rather than assume. Portions of Crossprairie are inside the City of St. Cloud and portions are in unincorporated Osceola County, and the difference is about four mills. For 2025, the total rate inside St. Cloud came to roughly 17.90 and the total in unincorporated Osceola County to roughly 13.85. On a home with three hundred thousand dollars of taxable value, four mills is somewhere near twelve hundred dollars a year, before any district assessment. We are not going to assert which side of that line your homesite falls on, because the boundary runs through this area. Ask which jurisdiction your specific lot is in and get it in writing. Separately, Osceola County voters were scheduled to decide a one mill school property tax on the November 2026 ballot, which if approved would add to the totals above.

Yes. This surprises a lot of active-adult buyers and it is worth saying plainly. Age-restricted status does not exempt anyone from the school portion of the property tax. Every homeowner in Osceola County pays the school millage regardless of whether anyone in the household attends a public school, and the pending referendum described above would apply to you the same as to anyone else. Budget accordingly.

Honestly, it is an active construction site, and that is the framing we would want if we were buying here. Crossprairie is a master plan of roughly fourteen hundred acres with something on the order of nine thousand residential units planned, and a long list of national builders working there. Four Seasons is a 55 and better enclave inside that. Day to day it means new parkways running past cleared tracts, earthwork, model rows and construction traffic, for years rather than months. Some buyers find that energizing and some find it exhausting. Ask which neighborhoods border yours, what is scheduled next to you and when, and whether construction routes run past your street.

Healthcare is the strongest practical argument for this location. Orlando Health's hospital in St. Cloud is about six miles and roughly twelve minutes in light traffic, a full-service hospital with an emergency department, cardiology, critical care, neurology, orthopedics and robotic surgery, recently expanded. AdventHealth Kissimmee is about thirteen miles, and Lake Nona's medical campus about eighteen. On roads, the network here is not finished. A four-lane extension of Cross Prairie Parkway is funded and under way, anticipated complete in the summer of 2028, and the county has stated plainly that the current gap causes travel delays and forces residents and emergency responders onto inadequate alternate routes. That is a fair thing to weigh at this stage of life.

Join both. The builder's list will tell you when plans, pricing and the site map drop, and you want that. What we add is a second set of interests, which is to say yours. Builders require your agent to register you on your very first visit to a sales office. If you tour alone and try to bring representation in later, the builder can decline to recognize them, and you have lost your own advocate for that community permanently. On a purchase where the district assessment, the jurisdiction of your lot and the age-restriction documents all materially affect what you pay, having someone reading those documents on your side is worth arranging before you walk in. Our list is free, creates no obligation, and connects you with a real estate professional licensed in Florida.