Elgin · Kane County · IL
Homes for sale in
Bowes Creek Country Club.
- Active listings
- 8
- Median list
- $502K
- Avg time on market
- 14 days
- Sold · last year
- 30
Active listings
8 homes on the market
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About the community
A Toll Brothers golf community on Elgin's west side.
Bowes Creek Country Club is a Toll Brothers master-planned community built from the mid 2000s through 2024, wrapped around a public 18-hole golf course that opened in 2009. The Rick Jacobson design routes through Bowes Creek, woodlands, wetlands, and rolling terrain rather than a flat manufactured layout. The community mixes all-ages single-family homes and townhomes with Regency at Bowes Creek, a gated 55+ active-adult section of 351 homes with its own clubhouse and amenities.
At a glance
Public 18-hole course
Rick Jacobson design, opened 2009, par 71, with a clubhouse and pro shop.
Built by Toll Brothers
Master-planned from the mid 2000s through 2024, now essentially built out.
Regency 55+ section
A gated active-adult enclave of 351 homes with its own clubhouse.
Regency amenities
A ~10,000 sqft clubhouse, pool, fitness, tennis, and bocce (Regency section).
Dining on-site
Johnny's Supper Club at the golf clubhouse.
Single-family and townhomes
Roughly 1,500 to 5,500+ sqft, plus lower-maintenance townhomes.
Natural creek setting
Laid out among Bowes Creek, wetlands, a lake, and woodlands.
Two school districts
Split between Central District 301 and Elgin Area U-46 by location.
Randall Road corridor
West Elgin near the Randall Road retail corridor and I-90.
What’s close
Bowes Creek sits on Elgin's far west side near the Randall Road corridor, with I-90 the main commuter connection toward O'Hare and the city.
- Shopping
- The Randall Road retail corridor (big-box, grocery, dining), a short drive east.
- Golf on-site
- Bowes Creek Country Club, a public 18-hole course with a clubhouse and Johnny's Supper Club.
- Highway
- I-90 (Jane Addams Tollway) via Randall Road for the trip toward O'Hare and downtown Chicago.
- Hospital
- Advocate Sherman Hospital in Elgin.
- Schools
- Central District 301 or Elgin Area U-46 depending on which part of the community the home sits in.
- Setting
- Bowes Creek, wetlands, a lake, and woodlands woven through the golf course and neighborhoods.
What it’s actually like to live here
Bowes Creek reads as a settled, green, golf-course community rather than a dense subdivision. The Jacobson course is public, so you do not have to join a private club to live on or near the fairways, and the natural creek-and-wetland setting gives the whole place mature landscaping and open views. The most-engaged residents build their week around golf and dinner at Johnny's Supper Club; others simply enjoy the setting and the trails.
It is really two communities in one. The all-ages single-family and townhome neighborhoods draw families and move-up buyers, while the gated Regency section is a self-contained 55+ world with its own clubhouse, pool, fitness, tennis, and bocce, and a full-time activity director. That mix means you will find young families a few streets from active retirees, each with the amenities aimed at them.
The main thing to sort out early is the school district, because Bowes Creek straddles two of them. Depending on where a specific home sits, it feeds either Central District 301 or Elgin Area U-46, which are genuinely different districts with different schools. Even long-time residents sometimes are not sure which side of the line they are on, so if schools matter, confirm the assigned schools in writing for the exact address before you get attached to a house.
Market trends
Why this market moves the way it does
Bowes Creek is a mature, amenity-driven golf community with steady but modest turnover. Buyers are specifically shopping the golf-course setting, the natural landscape, or the gated 55+ lifestyle, and condition plus lot position separate a quick sale from a slow one now that the community is built out.
What holds value
The fundamentals matter more than the cosmetics here. Buyers want floor plan, lot, and basement, in that order. Cosmetics are the tiebreaker.
- Lot position on the course
- Homes on the fairways, backing to the creek, wetlands, or open space carry the clearest premium over interior lots.
- Home type
- Single-family homes anchor the top of the market; maintenance-provided townhomes are the lower-cost, lock-and-leave entry point.
- Regency 55+ demand
- The gated active-adult section trades to its own buyer pool that values the clubhouse and the low-maintenance lifestyle, largely independent of the family market.
- The public course
- Because the golf course is public, buyers get the setting without a mandatory club membership, which widens the buyer pool at resale.
- School-district side
- Families pay attention to whether an address feeds District 301 or U-46, and that can move value for the right buyer.
Real talk
Who shouldn’t buy here
Here is the honest version before you tour.
This is Elgin's far west edge, so the tradeoff for the setting is drive time. The commute east toward I-90 and the trip to major shopping, dining, and hospitals are longer than the polished photos suggest. Drive your actual commute at rush hour before you commit, because part of what you are paying less for than a closer-in golf community is distance.
The golf course is public, which is a feature, but do not assume that means free or unlimited golf for residents. Play, memberships, and clubhouse dining are priced by the course, not bundled into your HOA. If golf is a big part of why you want to live here, get the current membership and play costs from the club directly so it is a decision, not an assumption.
The HOA picture depends heavily on your home type. Single-family owners pay low master dues, but maintenance-provided townhomes carry meaningfully higher monthly assessments for exterior upkeep, and the gated Regency section has its own separate association on top of that. Get the exact assessment for the specific home and home type in writing, because the range across this one community is wide.
One piece of advice
“Figure out which of the three Bowes Creek you are actually buying first: a family home in the all-ages section, a lock-and-leave townhome, or the gated 55+ Regency life. They have different HOAs, different buyers, and different resale stories. Then drive the commute and, if golf matters, get the real course costs. Sort those out and the right home gets a lot clearer.”
The questions buyers actually ask
Bowes Creek Country Club FAQ
The questions I get most from buyers shopping Bowes Creek Country Club. If yours isn't here, text 224-385-8779, same-day reply.
- How much is the HOA?
- townhomes and condos are $300 per month.
- What does the HOA actually cover?
- Assessments run roughly $19 to $300 per month depending on home type: single-family homes pay low master-association dues, while maintenance-provided townhomes pay more for exterior upkeep. The gated Regency 55+ section has its own separate association. Confirm the exact assessment for the specific home and home type.
- What are property taxes like?
- Roughly $8,000 – $14,000 per year, depending on home size and value. Kane County assessor records are the source of truth. Happy to pull a specific bill on any home you're considering.
- When was Bowes Creek Country Club built?
- Toll Brothers built the community between 2006 and 2024. Toll Brothers stopped new construction in 2024, so every sale today is a resale.
- What's the typical closing timeline?
- 30 to 45 days from accepted offer to keys. Cash deals can close in two weeks. Conventional financing is usually closer to 45.
- Is the golf course public or private?
- Public. Bowes Creek Country Club is an 18-hole public course designed by Rick Jacobson that opened in 2009, so you do not have to join a private club to live in the community or to play. Memberships and daily play are priced by the course; confirm current rates directly with the club.
- What is Regency at Bowes Creek?
- Regency is the gated 55+ active-adult section within the community, built by Toll Brothers, with 351 homes and its own roughly 10,000 square foot clubhouse, outdoor pool, fitness center, tennis, and bocce courts. It has a separate homeowners association from the all-ages part of the community.
- Who built Bowes Creek Country Club?
- Toll Brothers developed it as a master-planned community from the mid 2000s through 2024. It is now essentially built out, so most purchases are resales rather than new construction.
- What school district serves the community?
- It depends on the specific address, because the community straddles two districts: Central Community Unit School District 301 and Elgin Area School District U-46. Confirm the assigned elementary, middle, and high school in writing for the exact home before you write an offer.
- What do HOA dues cover and how much are they?
- Assessments run roughly $19 to $300 per month depending on home type. Single-family homes pay low master-association dues, maintenance-provided townhomes pay more for exterior upkeep, and the gated Regency 55+ section has its own separate association. Confirm the current assessment for the specific home and home type.
- What kinds of homes are here, and what do they cost?
- A mix of single-family homes (roughly 1,500 to 5,500+ square feet) and lower-maintenance townhomes, plus the Regency 55+ section. Recent resales have generally run from the low $400,000s into the high $700,000s, with single-family homes at the top of the range and townhomes as the entry point.
- Who is the real estate agent for Bowes Creek Country Club?
- Joe Keegan is the local licensed Illinois real estate broker who covers Bowes Creek Country Club in Elgin, IL through Subdiview, a neighborhood-first home search for the Chicago suburbs and collar counties. Joe prices and negotiates from the live MRED sold comps for Bowes Creek Country Club specifically, not national averages, and can help you buy or sell here. Reach Joe at 224-385-8779 or joe@joekeeganhomes.com.
Your local agent
Joe knows Bowes Creek Country Club
Most agents will list anything. I focus on the places I actually know, and the things that move value here don't show up in the MLS write-up: which streets and buildings hold demand, what the HOA or assessments really cover, how the comps read once you account for condition and location, and where buyers consistently want to be.
When you're ready to tour or list, you want someone who has read the last 50 closed comps in this specific market, not a national average, and can tell you what they actually mean for your price. That's how I work. Text or call any time, and I'll give you a real take, not a brochure.
- Licensed Illinois broker
- Comp-driven pricing
- Elgin specialist
- Honest local market take
- Brokerocity
Market snapshot
Bowes Creek Country Club, by the numbers
Live MRED data, refreshed daily. The numbers below tell you what this market is doing today, not what Zillow's algorithm thinks it might be doing six weeks from now.
Typical list price
$502,450
Typical sale price · last 90 days
$580,000
Homes for sale right now
8
Avg time on market
14 days
Sold in the last year
30
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC for the period August 29, 2025 through August 29, 2026. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.
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Schools serving Bowes Creek Country Club
Where Bowes Creek Country Club homes go to school
Homes in Bowes Creek Country Club are most often zoned to South Elgin HS. Open a school to see its area, the district, and every home for sale that feeds it.
School assignment is derived from the school the MRED listing agent entered and is not a guarantee. Always verify current attendance boundaries with the district before writing an offer.
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