Active4 days on market
$349,900
127 River Street
Montgomery, IL 60538
- Beds
- 2
- Baths
- 2 full
- Sqft
- 1,224
- $/sqft
- $286
- Lot
- 0.27 ac
- Built
- 1910
- Type
- Single Family
- MLS#
- MRD12799817
About this home
Imagine waking up to the beauty of the Fox River just beyond your backyard. This one-of-a-kind, fully renovated unique home offers a rare blend of timeless character, meticulous craftsmanship, and Fox River waterfront living! Beautifully restored and thoughtfully updated, it's where historic charm meets modern comfort. Improvements include updated electrical and plumbing, raised ceilings, a redesigned kitchen, two remodeled bathrooms, new A/C (2020), freshly painted cedar siding (2021), and a new roof (2023). The custom kitchen is a standout, featuring handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, under-cabinet lighting, and stainless steel appliances all overlooking the tranquil water views and the full mature trees. The main-level full bath offers a spacious walk-in shower, while the inviting front living room showcases oversized windows and a charming wood-burning stove. Upstairs, the primary suite impresses with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. Outside, the nearly 250-foot-lot is designed for enjoying the outdoors, with a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping, firepit, all leading to the river. A four-season "river room" and party deck provide the perfect backdrop for entertaining or simply taking in the views. Even better, downtown Montgomery is within walking distance, yet this property feels like your own private waterfront retreat. Enjoy your favorite outdoor activities right from your backyard, or slow down and savor a quiet morning with coffee overlooking the peaceful waters of the Fox River. This is more than a home-it's a lifestyle! Location,location! This is a perfect one!
Payment calculator
Estimated monthly cost for this home
20% · $70K
%
Term
$2,437/mo
- Principal & interest
- $1,896
- Property taxes
- $439
- Home insurance (est.)
- $102
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.18%, 2026-11-05). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Listed Nov 5, 2026 | $349,900 |
| 2025 property taxes | $5,265/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Nicholson Elementary School
129
Middle
Washington Middle School
129
High school
West Aurora High School129
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of RE/MAX Ultimate Professionals, listed by Kathy Dames.
Information last updated Nov 7, 2026, 8:54 AM.
127 River Street
Montgomery, IL 60538
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Gas, Steam, Radiator(s), Zoned
- Basement
- Unfinished, Full
- Rooms total
- 6
- Fireplaces total
- 1