Active3 days on market
$990,000
1187 Willowgate Lane
St. Charles, IL 60174
- Beds
- 4
- Baths
- 3 full · 1 half
- Sqft
- 3,864
- $/sqft
- $256
- Built
- 1996
- Type
- Townhome
- MLS#
- MRD12797263
About this home
RARELY AVAILABLE MAIN-FLOOR LIVING WITH TRANQUIL WOODED VIEWS, JUST STEPS FROM DOWNTOWN ST. CHARLES THE RIVERWALK AND MINUTES FROM GENEVA! Nestled along a quiet private drive and the Fox River discover the perfect blend of elegance, comfort, and craftsmanship in this beautifully appointed brick duplex townhome offering 4 spacious bedrooms, 3 full bathrooms and a full finished basement. Designed for effortless main-floor living, the home welcomes you with soaring vaulted ceilings, hardwood floors, and a stunning wall of windows that fills the living spaces with natural light and picturesque wooded views. A warm and inviting fireplace anchors the living room, while the generously sized kitchen that features an expansive center island, abundant cabinetry, and seamless access to a separate dining area, ideal for everyday living and entertaining. The sought-after MAIN-FLOOR PRIMARY SUITE offers a spacious private bath with dual vanities, separate walk in shower and luxury walk-in closet, complemented by main-floor laundry. Upstairs, three generously sized bedrooms and a full bath provide wonderful flexibility for guests, family, or a home office. The impressive finished lower level is truly an extension of the home, featuring 10-foot ceilings a full bar, a second fireplace, full bathroom, exercise room, abundant storage room with ample shelving. This is an exceptional space for entertaining or relaxing. Completing this exceptional property is a luxury attached 2-car garage with epoxy flooring, tall ceilings, and built-in cabinetry. Enjoy the ease of main-floor living with downtown St. Charles and Geneva only minutes from your doorstep, this is a rare opportunity to enjoy a low-maintenance lifestyle in a truly special setting.
Payment calculator
Estimated monthly cost for this home
20% · $198K
%
Term
$7,539/mo
- Principal & interest
- $5,365
- Property taxes
- $1,262
- HOA
- $623
- Home insurance (est.)
- $289
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.18%, 2026-11-05). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Listed Nov 5, 2026 | $990,000 |
| 2025 property taxes | $15,140/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Davis Elementary School
303
Middle
Thompson Middle School
303
High school
St. Charles East High School303
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Berkshire Hathaway HomeServices Starck Real Estate, listed by Jennifer Strubler.
Information last updated Nov 6, 2026, 2:51 PM.
1187 Willowgate Lane
St. Charles, IL 60174
Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air, Zoned
- Heating
- Gas, Forced Air, Sep Heating Systems - 2+, Zoned
- Basement
- Finished, 9 ft + pour, Rec/Family Area, Storage Space, Full
- Flooring
- Hardwood
- Appliances
- Double Oven, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Humidifier
- Rooms total
- 10
- Window features
- Screens, Blinds, Display Window(s), Double Pane Windows, Window Treatments
- Fireplaces total
- 2
- Laundry features
- Main Level, Washer Hookup, In Unit
- Interior features
- Cathedral Ceiling(s), Wet Bar, 1st Floor Full Bath, Storage
- Fireplace features
- Wood Burning, Gas Log, Gas Starter
- Finished basement
- 924