We use cookies that are necessary to run Subdiview, and, only with your permission, cookies for analytics and advertising. You can change this any time from the footer. Privacy Policy
$350,000
Montgomery, IL 60538
Perched above the banks of the Fox River, this beautifully restored century-old home blends historic character, custom craftsmanship, and waterfront living. Extensively renovated after 2019, the home was taken down to the studs while preserving its original charm. Updates include electrical, plumbing, raised ceiling heights, a redesigned kitchen, two remodeled bathrooms, new air conditioning in 2020, painted cedar siding in 2021, and a new roof in 2023. Inside, oversized windows fill the open living and dining areas with natural light, while a wood-burning stove adds warmth and character. The kitchen features handcrafted cabinetry made from 100-year-old reclaimed barn wood, White Oak butcher block countertops, a glass tile backsplash, and stainless steel appliances. A custom Red Oak staircase with built-in bookshelves leads upstairs to the primary bedroom with vaulted ceilings, exposed beams, a walk-in closet, and a beautifully updated bathroom featuring a live-edge Black Walnut vanity. A second bedroom provides additional flexibility. Outside is where this property truly shines. The nearly 250-foot-deep lot features a six-foot privacy fence, brick paver patio, pergola, and terraced landscaping leading toward the Fox River. At the water's edge, a four-season river room and party deck create the perfect place to relax and entertain. Spend your mornings enjoying coffee overlooking the river, afternoons kayaking or fishing, and evenings gathered around the fire. With nearby trails and the Fox River right in your backyard, every day offers an opportunity to escape. Whether you're looking for a full-time residence or a waterfront retreat, this one-of-a-kind home offers over a century of charm with the comforts of modern living.
Estimated monthly cost for this home
$2,479/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.4%, 2026-10-15). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| 2025 property taxes | $5,265/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Nicholson Elementary School
129
Middle
Washington Middle School
129
High school
West Aurora High School129
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Keller Williams Infinity, listed by Jeremy Stallone.
Information last updated Oct 21, 2026, 9:05 PM.
127 River Street
Montgomery, IL 60538

Talk to a Subdiview agent.
Local. They live in the area and know what’s behind these floor plans, not someone who paid for a lead.
Get the full disclosure packet, recent comps, and a private showing within 24 hours.
Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.