Active
$449,108
442 Collins Street
South Elgin, IL 60177 · River Ridge
Explore the River Ridge neighborhood →- Beds
- 4
- Baths
- 3 full · 1 half
- Sqft
- 2,848
- $/sqft
- $158
- Lot
- 0.18 ac
- Built
- 2000
- Type
- Single Family
- MLS#
- MRD12787269
About this home
***D303 St. Charles Schools*** The popular and spacious Cumberland 2-story floorplan in the River Ridge subdivision offering 4 bedrooms, 3.5 bathrooms, finished basement with a framed out room and attached 2.5-car garage. Mature landscaping and a lovely covered porch welcome you. Step inside to an open 2-story foyer that is flooded with natural light. The bright living room with big windows opens to the dining room. Well appointed kitchen with ample cabinets and counterspace, center island, stainless steel appliances, pantry closet with custom spice organizer and a roomy eat-in area with glass sliders that lead to the back patio. Steps away is a sizeable family room featuring a gas fireplace with built-ins and a picture window. A powder room and a large laundry room with cabinets, counter and utility sink rounds out the main level. Upstairs is the Master suite with volume ceiling, walk-in closet with organizing system and ensuite bath with dual sink vanity, soaking tub and separate shower stall. 3 additional bedrooms, 1 with a walk-in closet, full hall bath with extended vanity and shower over tub combo and a spacious loft completes the 2nd level. The full finished basement has a large rec room, wet bar area with built-ins, a workroom that could easily be converted to a 5th bedroom, a full bath and a storage area. Relax outdoors on the concrete patio or in the abundant greenspace of the fully fenced backyard. Walking distance to nearby parks, baseball fields and the Fox River. Value-added features: (2026) Microwave, washer, kitchen sink and faucet; (2025) Roof, AC, glass sliders, front screen door; (2024) Furnace, humidifier; (2023) Dryer, hall bath renovation; (2022) Water softener, dishwasher; (2021) Refrigerator; (2019) Water heater, Master bath renovation.
Payment calculator
Estimated monthly cost for this home
20% · $90K
%
Term
$3,472/mo
- Principal & interest
- $2,468
- Property taxes
- $873
- Home insurance (est.)
- $131
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (7.32%, 2026-10-22). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| 2025 property taxes | $10,474/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Schools
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Anderson Elementary School
303
Middle
Wredling Middle School
303
High school
St. Charles North High School303
See programs, enrollment & homes near this school →
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Keller Williams Inspire - Geneva, listed by Katie Fish.
Information last updated Oct 28, 2026, 4:08 PM.
442 Collins Street
South Elgin, IL 60177
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Gas, Forced Air, Baseboard
- Basement
- Finished, Full
- Flooring
- Carpet
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
- Rooms total
- 12
- Window features
- Drapes
- Fireplaces total
- 1
- Laundry features
- Main Level, Sink
- Interior features
- Vaulted Ceiling(s), Wet Bar, Built-in Features, Walk-In Closet(s), Pantry
- Fireplace features
- Gas Log, Gas Starter
- Finished basement
- 1128
Explore South Elgin
- Homes for sale in South Elgin
- River Ridge communityMarket trends, FAQs, and every home for sale here
- St. Charles North High SchoolZoned high school - programs, enrollment, and homes nearby
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