Active1 days on market
$475,000
401 Division Street
St. Charles, IL 60174
- Beds
- 3
- Baths
- 2 full · 1 half
- Sqft
- 1,900
- $/sqft
- $250
- Built
- 1952
- Type
- Single Family
- MLS#
- MRD12749593
About this home
Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!
Payment calculator
Estimated monthly cost for this home
20% · $95K
%
Term
$3,403/mo
- Principal & interest
- $2,467
- Property taxes
- $797
- Home insurance (est.)
- $139
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.76%, 2026-09-10). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
Price & tax history
| Listed Sep 11, 2026 | $475,000 |
| 2025 property taxes | $9,563/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Where it sits
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Village Realty, Inc., listed by Erin Grant.
Information last updated Sep 11, 2026, 9:11 PM.
401 Division Street
St. Charles, IL 60174
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Call 224-385-8779Property details
Sourced from the MRED MLS feed. Last updated when the listing was modified.
- Cooling
- Central Air
- Heating
- Natural Gas, Forced Air
- Basement
- Finished, Full
- Flooring
- Hardwood
- Appliances
- Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Rooms total
- 8
- Door features
- French Doors
- Fireplaces total
- 1
- Laundry features
- Main Level, In Unit
- Interior features
- Open Floorplan
- Finished basement
- 800