$468,990
$475,000 · just reduced
South Elgin, IL 60177
Located in the highly sought-after St. Charles School District 303, this 5-bedroom, 3.5-bath Churchill model in Sugar Ridge offers a rare combination of premium pond views, no rear neighbors, and exceptional value. Situated on a desirable lot backing to a peaceful nature pond, the home features vaulted ceilings, a main-level bedroom or office, and an open-concept layout designed for both comfort and functionality. The spacious eat-in kitchen with stainless steel appliances flows seamlessly into the family room, while a large deck provides the perfect setting for relaxing or entertaining with scenic water views and staircase access to the backyard and paver brick patio. The finished walkout basement is one of the home's standout features - a generous 2836 recreation room with full bath offers endless possibilities as an in-law arrangement, home theater, game room, gym, office, or additional living space. Rarely does a home at this price point in Sugar Ridge offer a finished walkout basement of this size. Recent major updates include a new roof (2024), water heater (2024), and a new lower-level patio door with built-in blinds. Priced to reflect cosmetic updates a buyer may choose to make, this home presents a fantastic opportunity to personalize, build equity, and create lasting value in one of South Elgin's most desirable neighborhoods.
Estimated monthly cost for this home
$3,363/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.58%, 2026-07-23). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| Current price | $468,990▼ $6,010 from original |
| Listed Apr 30, 2026 | $475,000 |
| 2024 property taxes | $10,025/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Anderson Elementary School
303
Middle
Haines Middle School
303
High school
St. Charles North High School303
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Baird & Warner, listed by Kimberly Osko.
Information last updated Jul 24, 2026, 8:02 AM.
1068 Camden Lane
South Elgin, IL 60177

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.