$468,990
$475,000 · just reduced
South Elgin, IL 60177 · Sugar Ridge
Explore the Sugar Ridge neighborhood →BACK ON THE MARKET - AN OPPORTUNITY TO MAKE THIS POND-FRONT HOME YOUR OWN! Located in the highly sought-after St. Charles School District 303, this spacious 5-bedroom, 3.5-bath Churchill model in Sugar Ridge offers something renovations simply cannot create: a premium pond-front setting, no rear neighbors, a finished walkout basement, abundant living space and a desirable location. Set on one of Sugar Ridge's beautiful pond-front lots, the home backs to a peaceful nature pond, providing a private, picturesque backdrop from the backyard and large deck. With no rear neighbors, you'll enjoy a sense of privacy and open space that is truly special. Inside, vaulted ceilings and an open-concept design create a bright and welcoming atmosphere. A main-level bedroom offers flexibility for guests, a home office or a private retreat. The spacious eat-in kitchen features stainless steel appliances and opens to the family room, creating an easy flow for everyday living and entertaining. And then there's the lower level. The finished walkout basement offers an impressive 719 square foot finished recreation room plus a full bath-an extraordinary amount of flexible space for a home theater, game room, fitness area, office, guest retreat, playroom or entertainment space and 2,836 total square-foot overall . A finished walkout of this size is a rare opportunity at this price point. Major improvements have already been completed, including a new roof (2024), new water heater (2024), and new lower-level patio door with built-in blinds. Priced with updates in mind, this home gives its next owner the opportunity to personalize the finishes to their own taste rather than paying a premium for someone else's renovations. Bring your vision, make the space your own and create value over time while enjoying the features that cannot be changed-an exceptional pond-front lot, no rear neighbors, a walkout basement, tremendous living space and District 303 schools. Seller is willing to consider a credit toward closing costs or buyer-selected updates with an acceptable offer. If you've been waiting for a home with space, privacy, water views and the opportunity to create something special, this may be the opportunity you've been looking for.
Estimated monthly cost for this home
$3,396/mo
Estimate only, not a quote or offer of credit. Rate starts from today's market rate (6.71%, 2026-09-03). Taxes from the listing's MRED record. Talk to a lender for real numbers; a Subdiview agent can introduce you to a good one.
| Current price | $468,990▼ $6,010 from original |
| Listed Apr 30, 2026 | $475,000 |
| 2024 property taxes | $10,025/yr |
From the listing's MRED record. MRED does not publish per-change dates through IDX, so price changes are shown without one rather than guessed.
Assigned schools per the listing's MRED record. Always verify with the district before you buy.
Elementary
Anderson Elementary School
303
Middle
Haines Middle School
303
High school
St. Charles North High School303
See programs, enrollment & homes near this school →
MRED Broker ReciprocityThis listing is part of the MRED data exchange program provided courtesy of Baird & Warner, listed by Kimberly Osko.
Information last updated Aug 29, 2026, 12:51 PM.
1068 Camden Lane
South Elgin, IL 60177

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Call 224-385-8779Sourced from the MRED MLS feed. Last updated when the listing was modified.
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Not a Zestimate. A real CMA from someone who's sold this neighborhood, knows the floor plan premiums, and can tell you which upgrades the buyer pool here actually pays for.