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Emerald Palms, Hudson, Pasco County, Florida

228 attached townhome lots on about 43 acres in Hudson, on the Gulf side of unincorporated Pasco County. The plat is recorded, the four streets have names, the county has already cut eleven addresses, and the community is capped at 228 units because Phases 1 and 2 recorded together over the entire site. What does not exist yet is a price, a floor plan, a square footage or an opening date.

At a glance

Homes platted

228 attached townhome lots, fee simple

Site size

About 43 acres, plus 17 platted tracts

Phasing

Phases 1 and 2 recorded together, no third phase

Buildout cap

228 units, fixed by the recorded plat

Where

Hudson, unincorporated Pasco County

ZIP code

34667

Streets

Brigade Avenue, Cadet Lane, Kaden Place, Denim Drive

Recorded plat

Recorded with the county, late September 2026

Approved as

The Ja-Mar Palms planned development

Street addresses

Eleven assigned, on Cadet Lane and Denim Drive

Stormwater

Four pond tracts platted

Homeowners association

Established by recorded restrictions, spring 2026

Community development district

None on the record, and no district assessment

Total ad valorem rate

16.8169 mills, as of 2026-11-06

Non-ad-valorem assessments

None on the roll, as of 2026-11-06

Special flood hazard area

Addressed part of the site is mapped outside it

School district

Pasco County Schools, countywide

Pricing

Not yet released Get notified

Floor plans and plan names

Not yet released Get notified

Square footage and bedroom counts

Not yet released Get notified

Lot dimensions and unit widths

Not yet released Get notified

Association dues

Not yet released Get notified

Amenities

Not yet released Get notified

Sales office

Not yet open Get notified

Opening date

Not yet announced Get notified

Compiled from public records and accurate as of 2026-11-06. Pricing, plans, home sizes, dues and timing have not been released and are subject to change.

What is actually here

A recorded subdivision plat, filed with Pasco County in late September 2026, covering about 43 acres and creating 228 numbered lots and 17 tracts. The lots are fee simple: you would own your lot and the home on it rather than an interest in a condominium, and no condominium declaration exists on the county record here. The product is attached townhomes, in rows with shared walls, and the county's addressing pattern confirms it: the assigned house numbers run in a tight even-number sequence.

Meritage Homes is the owner of record of all 228 lots and is named on the recorded plat as the platting owner. Read that as a statement of title and nothing more: no sales office, no model, no published price and no floor plan. The land changed hands in the summer of 2025 and the plat and restrictions were recorded afterwards, the ordinary sequence for a builder taking a site through to finished lots.

Subdiview is not affiliated with, endorsed by, or sponsored by Meritage Homes. Meritage Homes and its community names are trademarks of their respective owners and are used here for identification only. All community information is compiled from public records and is subject to change.

There is no City of Hudson, and that matters

Hudson is an unincorporated community, not a city. Pasco County has six incorporated places - Dade City, Zephyrhills, New Port Richey, Port Richey, San Antonio and St. Leo - and this is in none of them. Hudson is the postal town on the county's own address points, ZIP 34667, and the government is the county: the commission sets the budget, the sheriff polices it, and fire protection comes from a county fire services taxing unit.

The consequences are practical. Your tax bill carries no city levy at all, a real saving against an equivalent address inside New Port Richey or Port Richey. Permits, inspections and zoning all run through the county, so search Pasco County rather than a city hall that does not exist. And the ZIP here is 34667; the nearby 34669 belongs to different ground.

Four street names, and eleven addresses already cut

The recorded plat carries four streets: Brigade Avenue, Cadet Lane, Kaden Place and Denim Drive. These are platted names, not placeholders, and the most searchable thing about this community right now. Cadet Lane carries ten active county structure addresses and Denim Drive carries one; Brigade Avenue and Kaden Place have none yet.

Now the odd sequence that explains why this place is almost impossible to look up. Ten of those eleven addresses were assigned by the county addressing office in late winter 2026, roughly seven months before the plat recorded in late September. Addresses are normally thought of as arriving after a plat; here they came first. Meanwhile the appraiser's roll still shows no physical address on any parcel, because the appraiser picks addresses up on a later cycle.

Both records are correct at once. The addresses exist and the county has them; they will not surface on a tax record, a utility account or a title commitment until the appraiser's roll catches up. Type one into a search box today and you get nothing, which tells you about the records rather than the ground.

Capped at 228: why one plat covering two phases is good news

This is the fact that would not appear on any marketing page, and the best single reason to pay attention here. The plat is titled for Phases 1 and 2 together and recorded as one instrument covering the whole site - all 228 lots, all 17 tracts, the full 43 acres. There is no separate first-phase plat and no third phase anywhere in the county's plat index.

If you have shopped new construction in Florida you know why that is unusual. The normal experience is an open-ended master plan: a first phase priced attractively, a sales map with dotted lines labelled future, and years spent living beside the next phase going up. Here the final size of the neighbourhood is fixed by a recorded document before the first home is framed. It says nothing about the land next door, though.

Who maintains what: five tracts are already the county's

On attached product the division of maintenance responsibility is most of your monthly cost outside the mortgage. The plat created 17 tracts alongside the 228 lots, and the record already tells you how they split. Five have been transferred to Pasco County, in transfers recorded at the same time as the plat. A transfer like that, at no consideration and taken at plat, is the signature of right-of-way and drainage ground dedicated to the public: those five are the county's to maintain, not yours.

The other twelve are still held by the builder - an entry tract, seven lettered common tracts and four stormwater pond tracts - and those twelve are the candidates for conveyance to the homeowners association. Note the pond count, because it is easy to undercount from the air: four pond tracts are platted. Ponds carry long-term costs that land on an association budget - bank erosion, littoral planting, algae control, outfall structures and engineering inspection.

So the question to put in writing is not what the dues are. It is which of the twelve builder-held tracts the association is taking, what the budgeted annual cost per door is for the four ponds, and what reserve is funded against them. No amenity of any kind appears in the recorded documents - no clubhouse, no pool, no dog park.

What an attached townhome really means

Townhomes get sold on price and on the yard you do not have to mow, and both are true. At the same monthly payment you will generally get more interior space in an attached home than a detached one, and the exterior maintenance that eats weekends is usually somebody else's job.

What you give up is independence. Your roof, your exterior walls and your drainage may be shared or managed collectively, so the association's competence becomes your problem in a way it never is on a detached lot. Insurance is structured differently too: you typically carry your own policy on your unit while the association carries a master policy over shared elements, and the seam between the two is where people find gaps after a storm.

Hudson, the Gulf, and the roads that decide your commute

West Pasco's draw is water access without a barrier-island price. Hudson Beach and the Hudson channel sit about five and a half miles from this site in a straight line, with Bayonet Point about seven. Those are straight-line distances, not drive times; we have not measured a drive time. This is a drive-to-the-water community, not a waterfront one, with no frontage on any named water body, and the four ponds on the plat are stormwater infrastructure rather than amenity lakes.

Three roads define the practical geography. US 19 is the coastal north-south spine, signalised and retail-lined and slow, and where the everyday errand gets done. The Suncoast Parkway, the inland toll road, is the fast way south toward Tampa, its nearest sampled point about eight and a half miles away. SR 52 is the east-west connector tying US 19 to the Parkway and on toward I-75, and the state has an active multi-segment improvement programme on that corridor in Pasco.

On distance: downtown Tampa is about 35 miles in a straight line, Tampa International about 31. This is the north end of the Tampa Bay commuter shed rather than a suburb of it, and a downtown commute realistically runs an hour or more each way at peak. Day to day, New Port Richey about 13 miles south and Spring Hill about eight miles north are the service centres for hospitals and bigger retail.

The flood picture, stated precisely

The portion of this site where addresses have been assigned is mapped outside the special flood hazard area, and the federal mapping returns minimal hazard there. In coastal west Pasco that is the better of the two answers you can get, and it is worth having in writing.

It is also not the whole picture. Mapped special flood hazard areas exist in the immediate vicinity of this site, including high-risk areas with no published base flood elevation. A lot-by-lot determination is required: one reading at one point on 43 acres does not settle 228 lots.

Two things follow. Insist on the written flood determination for your specific homesite before you are committed, and do not accept a community-level reassurance instead. And understand that mapping and insurance pricing have come apart: federal flood insurance is now priced on modelled risk rather than purely on which side of a mapped line you sit. Being mapped outside the hazard area lowers the odds of a lender requiring coverage, but it does not make the coverage pointless.

Wind, water and sinkholes: the real west Pasco cost conversation

Three forces drive the cost of owning a home on this side of Pasco, and an honest page names all three without inventing a premium. Windstorm is first: six miles inland of the Gulf is far enough that storm surge is not the primary threat to this ground, and nowhere near far enough to be out of the wind. The site sits in the wind-borne-debris environment the Florida Building Code is written to address.

Flood is the second. Sinkhole and subsidence is the third, and the one buyers from outside Florida miss. Pasco sits in the most active karst belt in the state, which is why the county property appraiser maintains a subsidence listing at all. The card on this land reads no reported subsidence activity - read that precisely, because nothing reported on this parcel is not the same as geology that is not there. Ask what sinkhole or ground collapse coverage a policy actually includes.

The tax bill, and the district assessment that is not here

The total ad valorem rate on these parcels is 16.8169 mills as of 2026-11-06, roughly $16.82 of tax for every $1,000 of taxable value. Because there is no municipality there is no city levy in it at all. What is in it: the county commission's operating levy, a county fire services taxing unit, a county roads taxing unit, nine small county bond levies, four school levies at 6.2740 mills between them, mosquito control and the water management district. Florida's homestead exemption and the Save Our Homes cap apply once you own, occupy and file, and expect the classic new-construction jump, since these lots are assessed as unimproved land today.

Now the one that catches Florida buyers out more than any other. A community development district is a special-purpose local government that borrows to build a community's roads, drainage and utilities and repays those bonds through an annual assessment on every home inside it - frequently well over a thousand dollars a year, for decades. It does not replace association dues; where both exist you pay both.

For this community, no district exists on the record, an affirmative finding rather than a shrug. The trap is that a district assessment is non-ad-valorem, so a millage rate cannot detect one in either direction and a clean-looking tax rate proves nothing. So the records that can settle it were checked: the property appraiser's dedicated community development district field on these parcels reads not applicable, the non-ad-valorem assessment total on the roll is zero, and no district instrument is indexed under this community's name in the county's official records. For a Florida townhome buyer that is a significant and genuinely uncommon cost advantage. Districts can be created later, so make it a written question at contract.

One more cost, real and only partly knowable. Pasco charges a mobility fee on new residential construction, and lower-rise townhome product sits in its own category at a lower rate than a detached house. The most recent schedule we could verify was published in 2020 and puts that category at about four thousand dollars net, a little over four and a half thousand at the full rate. A rate update has been in progress since, so the current figure is not established. Ask for it as a written line item.

Schools, and what follows an address

Public schools here are Pasco County Schools, a single district covering the whole county, so the district is certain. The assigned elementary, middle and high schools are not, and this page will not name one: assignment runs off a street address and Pasco redraws boundaries as it grows. Once your homesite has a real address, run it through the district's own boundary locator, and make a particular school a written condition rather than a conversation.

Buying new construction with someone on your side

There is no sales office here yet and no model home, which changes how first contact works. At this stage your first interaction with any builder is almost always a registration rather than a visit: a form, an enquiry, a name on a list. That is where the representation question quietly gets decided.

The person at that desk works for the builder, and is paid by and accountable to the party on the other side of your purchase agreement. Your own representation generally costs a buyer nothing extra, because builders budget for a buyer's agent whether or not you bring one. Where people lose it is timing: most builders will only recognise your agent if that agent is named at your very first registration. On attached product, add the party wall provisions, the association budget and reserve study and the deposit structure to your list of things to read, and get your own inspection done before the warranty period runs out.

The honest tradeoffs

In its favour, and unusually concrete for a community with no price: the plat is recorded so the lots legally exist, the streets are named, addresses are assigned, buildout is capped at 228 units by a recorded document, there is no district assessment on the record, there is no city levy on the tax bill, and the addressed part of the site is mapped outside the special flood hazard area.

Against it, plainly. Almost nothing about the homes is released: no price, no plan, no square footage, no bedroom count, no lot dimension, no dues figure, no amenity list, no opening date. No amenity is on the record at all, so there may not be one. Four stormwater ponds sit inside the twelve builder-held tracts and someone pays to maintain them. This is coastal Gulf-side Florida, so wind and sinkhole exposure are priced into every quote. You will share walls.

What is still genuinely unknown

Not released: pricing, floor plans and plan names, square footages, bedroom and bathroom counts, garage configuration, unit widths, lot dimensions, association dues and governing documents, any amenity programme, a sales office and an opening date. Not established from the record: which lots the eleven assigned addresses sit on, how many lots sit on each street, the use of the seven lettered tracts, the association's exact corporate name, the current mobility-fee schedule, and the assigned schools.

One honest limit on our side. The county's permit portal was in scheduled maintenance throughout our research, so the vertical construction permits for this site were not located, and not reaching a record is not evidence that it is empty. The state site-work permit was likewise not located. What is verified is the recorded plat, the eleven assigned addresses, the recorded restrictions, the tract ownership split, the absence of a district on the record, the tax rate as of 2026-11-06 and the flood mapping at the addressed part of the site.

Two notes on the name

First, the collision that will waste your time. Emerald Fields is a different recorded plat in Hudson, by a different builder, already selling, and it carries an explicitly rental product line alongside its for-sale homes. One letter apart, same postal town, and almost every listing search for Emerald plus Hudson lands there instead of here. There are also older Emerald Acres, Emerald Beach, Emerald Park and Emerald Pointe plats in the county.

Second, Ja-Mar Palms. Dig into the county's zoning record or some mapping of this land and you will find that name on it. It is the name the planned development was approved under, and it is the entitlement name rather than a second name for the community: the recorded plat, the appraiser's subdivision record and the declaration of restrictions all read Emerald Palms.

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